Where should I plan...
 

[Closed] Where should I plan on retiring to?

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Evening all,

I've got at least 20 years until I'll be able to afford to retire, but in true Christmas fashion, I had a few beers yesterday, then started thinking about where life would be ideal.

At the moment, I live in Epsom. It's OK, but I'm only really staying here because it's convenient for work (1 hour cycle to Central London) and we want to give our kids a stable upbringing (both my wife and I were moved long distances several times as kids, and I hate having no roots or childhood friendships as a result).

I've also got decent mountain biking within 45 minutes at Swinley and in the Surrey Hills, but I get constantly frustrated by the sheer weight of traffic everywhere, the cost of beer, meals out etc, and the fact that we've got a house worth over half a million, but it's still only a thirties semi with a loft conversion!

In my dream world where I no longer have to be tied to the area for work, I yearn for somewhere I can get a bigger, detached house for less money so that there's space for grown up kids to bring their families to stay at Christmas, and where I can literally be on trails for biking or walking within 5 minutes of my front door.

Now, obviously I could get that and more somewhere in the Highlands, but there are a couple of limitations.

Firstly, on the assumption that our kids will probably stay in the South East for work, I'd like to be within a couple of hours of London, although that doesn't have to be by car. Somewhere with a 2 hour train ride for trips down South would work just as well.

Secondly, and possibly trickiest, it has to be somewhere near enough to a large town that my wife - who can't drive due to diabetic eyesight problems - can easily maintain her independence on foot, bike (of the shopper variety rather than "Downtown Uddersthwaite's just two miles down that bridleway") or public transport.

Obviously a lot can change, and it's a long way off, but our youngest will be off to Uni in 10 years, and home working is only going to get easier, so who knows when I might be able to make the dream a reality? There's also the prospect of long weekends exploring possible areas with the bike in the back of the car in the meantime! 🙂

All ideas welcome! No limitations on direction, so long as there's good riding - ideally not too steep as I'm getting older - and good country pubs.


 
Posted : 26/12/2015 10:27 pm
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Warrington, it's lovely.


 
Posted : 26/12/2015 10:28 pm
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And sorry, even though I'm planning to base my retirement location largely on the quality of local riding, I guess this should probably be in the chat rather than bike section if a mod is able to move it? 🙂


 
Posted : 26/12/2015 10:28 pm
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The top of a hill would appear to be quite a good bet these days 😀


 
Posted : 26/12/2015 10:29 pm
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Western edge of Sheffield.

End of thread.


 
Posted : 26/12/2015 10:41 pm
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Just beat me, + 1for Sheffield.


 
Posted : 26/12/2015 10:46 pm
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Don't come to Lowestoft gt Yarmouth or any where near here it's crap consider yourself warned!


 
Posted : 26/12/2015 10:46 pm
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Devon coast.


 
Posted : 26/12/2015 10:51 pm
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Finale Ligure?
Less than 2hr from London ... great riding, plenty of towns and cities within an hours drive and now that Gove has completely fu**ed up the british education system ... why not.
Plus you get to see that big yellow thing that makes you feel good ... can't remember what it's called now ... Oh yeah ... The sun!!

... Sorry ... just being a miserable barsteward ... too much rain and grey skies


 
Posted : 26/12/2015 11:36 pm
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Bath area is lovely as is the area just on the eastern edge of Cheltenham/Gloucester. Bristol is great too.

Probably South Wales for me but I have no money and don't mind the rain!!


 
Posted : 26/12/2015 11:40 pm
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Sussex ?


 
Posted : 26/12/2015 11:54 pm
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Lancaster?

2.5 hrs on the train from London. Not great riding from the door but perfect for exploring the lakes, Yorkshire Dales and there is some lovely road riding.

£500k will buy you a load of house in the area.


 
Posted : 26/12/2015 11:58 pm
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Well done op, you've summarised the question I've been asking myself for a year or two,I havent got any good answers mind. Presently living in Suffolk which is relatively pleasant for the SE but increasingly a chav heaven so I won't be staying. The Yorkshire Dales are lovely but thats where I moved from so it would seem like going backwards and the weathers a bit grim. Scotland and Wales feel a bit selfish toward the kids who will find more opportunity in the SE and I would like to be near them.

Maybe its France?


 
Posted : 27/12/2015 6:21 am
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Midlands, great travel links for family, good local riding, from the door if you choose wisely & central to all other riding, 350k will get you a great house in a good neighbourhood (based on my village) no extreme weather! lots of traffic quiet lanes that are not too hilly for shopper bikes And the locals are friendly
Based on the North Worcestershire Alps


 
Posted : 27/12/2015 6:36 am
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Anywhere that I would suggest is already being ruined by the influx of cashed up elderly southerners filling family homes with just them and changing the social aspect of what made it such a great place. So stay put.


 
Posted : 27/12/2015 6:40 am
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Any plans will be stuffed up once London disappears up its own arse after the next banking meltdown.

You won't be able to give houses away if they are within an hours drive of the biggest ringpiece in Europe.

😉

(Somewhere not in the UK would be my vote, but I'm biased........)


 
Posted : 27/12/2015 7:33 am
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Northeast / Scottish Borders for me, lakes all with in spitting distance. ( compared to Southampton anyway!! 😉 )


 
Posted : 27/12/2015 10:38 am
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Presently living in Suffolk which is relatively pleasant for the SE but increasingly a chav heaven so I won't be staying.

That's my retirement plans scuppered! Why is it so bad? I've driven for work around Suffolk and my impression is that it is quite an elderly population but on the whole it is a beautiful county.


 
Posted : 27/12/2015 10:41 am
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Not the Lakes its to full!


 
Posted : 27/12/2015 10:58 am
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I'd say Sussex. Where I plan to go.

I'd consider moving sooner than retirement so you and the missus can build a social circle.

Where are your kids at Glyn and Rosebery? Fairly hard to beat.

State education outside of Surrey and London a bit hit or miss, so need to research or hold off until then.

Alex


 
Posted : 27/12/2015 2:31 pm
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I agree with Mbnut, you could do worse than come down to Bath/ Bristol area. Great transport links South Wales, Exmoor and the Cotswolds easy travelling.

Any plans will be stuffed up once London disappears up its own arse after the next banking meltdown.
😆 😆 😆


 
Posted : 27/12/2015 2:38 pm
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Mikewsmith hits the nail firmly on the head, but Ilkeston has proved a great success for our move from Sussex. Nice village just outside, 20 minutes to Derby station if you time it right, bridleways and footpaths on edge of village, 30 minutes to the White Peak by car, an hour by bike with a following wind.

And mortgage free at 46! 😀


 
Posted : 27/12/2015 5:32 pm
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Scotland.


 
Posted : 27/12/2015 6:03 pm
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Anywhere outside the UK 🙂


 
Posted : 27/12/2015 6:18 pm
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Middlesborough

No that's not a typo.

Under an hour:
NYM's
Dales
Sheffield

Just over an hour:
Lakes
Northumberland
Manchester/Pennines/Hebden/etc.

3hours:
Borders
N. Wales

Still possible to get a 2 bed house in a nice area for less than £100k.

People bring in pie to the office on special occasions, not those tubs of 'cakes' from waitrose.

Pubs still do 99p a pint during happy hour.

There are takeaway's that serve a roast dinner. This alone is a reason to drive past Watford and never look back!


 
Posted : 27/12/2015 10:53 pm
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I was just about to suggest Calderdale, but at the moment it appears to be under rather a lot of water...
How about halfway up a hill in Calderdale? That's where I am right now - amazing riding literally out of the door, I'm 3 mins walk to a train station that takes 30 mins to the middle of Manchester, or an hour to Leeds. Houses are mega cheap compared to the south - although there is a bit more weather. Ahem.
OK, how about Nice then? 😉


 
Posted : 27/12/2015 11:22 pm
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If i had a partner that couldn't drive who wanted to maintain independence then i'd be moving to Bristol. It's my favourite small city, you can walk from anywhere to anywhere and you've got great transport links and riding on your doorstep.


 
Posted : 27/12/2015 11:49 pm
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Sanookville Cambodia


 
Posted : 28/12/2015 8:55 am
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As a Lancastrian I'll suggest Skipton. Dales on your doorstep; Calderdale about 40 mins away; Lakes is just over the hour (Staveley is 1hr15mins, Keswick 1hr40mins - actual legal driving times). Trains to Leeds run every half hour, there's also an express London service which takes just over 3hrs.

Despite being full of Yorkshiremen it is reckoned to be one of the best towns to live in, came top in some poll earlier this year.

@thisisnotaspoon. Just how do you get from Middlesborough to Manchester in "just over an hour" or Sheffield in "under an hour"? For the latter it's a distance of 103 miles.


 
Posted : 28/12/2015 9:16 am
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thisisnotaspoon. Just how do you get from Middlesborough to Manchester in "just over an hour" or Sheffield in "under an hour"? For the latter it's a distance of 103 miles.
The clue was in 'a nice area', Thirsk (nice area) to Pennistone (again, not the city center, but somewhere to ride from) is under 1 hour.


 
Posted : 28/12/2015 9:30 am
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Thirsk is hardly Middlesborough now is it? It's a bit like saying Lancaster is a nice area in Manchester.


 
Posted : 28/12/2015 9:39 am
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Well, you're too early for 2016, TinaS, but you've definitely pocketed this year's most creative use of the word Middlesbrough !


 
Posted : 28/12/2015 9:44 am
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Richmond / Bedale etc ,but NOT Middlesbrough !


 
Posted : 28/12/2015 9:55 am
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We're planning on being in Dorset in 20 years time.

Better weather than Manchester, some biggish towns so it won't be like living in the boonies, better weather than Manchester. And the weather is better than Manchester.


 
Posted : 28/12/2015 10:20 am
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OP I stick with my Sussex suggestion as it ticks your bixes and it isn't too far from where you are now and I would imagine you've made local friends. Also you have North and South downs riding on your doorstep, mtb, cross, road - your choice. Dorset is great too but imo the riding isn't as good.

Maybe its France?

As I have a French wife and have always been a francophile this is most likely where we will end up. Property and cost of living much lower (France is a bad place to earn money due to high taxes but it means most things are cheaper as people have less to spend). Plus if younown a property and pay the associated annual taces yiu get access to the French health system as a local,would. Obviously anyone thinking of it needs to be working on their langauge skills (night school classes are cheap as chips) and its a huge country so very many places to consider (excellent fun researching when on holiday). OP having a house to host the kids/grandkids is a draw, but how often will they stay over ? If you where in France or rural Sussex they could stay every half term, Easter, summer etc ?

Happy pontificating 8)


 
Posted : 28/12/2015 11:12 am
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One hour into London from Epsom? Blimey - you hammer it a bit don't you? Takes me an hour and fifty from Leatherhead, what with the traffic lights and massed bus rallies after Clapham. Got a secret route?

As to retirement - you could move nearer the Surrey Hills if you like this part of the world - best offroading in the Southeast and still within striking distance of The Big Smoke...

Edit: Although, after retirement, you'll probably be winding down on the biking front I guess. D'you like to be beside the seaside?


 
Posted : 28/12/2015 11:13 am
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Retired at 55. Trails 10mins then hundreds of acres of woodland, trail centre, off piste trails. Three gyms in town 15 min walk to mine across the park and lake. Bike shop, dental and medical 10 mins on foot. Railway station 20mins walk past the lake. London 2 1/2 hours Gatwick 3. Local airports 1 hour. Bike Park Wales 1 hour, Afan 1:30, Quantocks 1:20, Cmw Carn 45 mins

I downsized, less to maintain, no grass. Afternoon sun on patio in the rear not over looked. Garage for bikes. Detached. Own shared drive.

If you define retirement by what you do 2 fo 3 hour round trip to trails isn't sustainable. You just driving in the rat race again.

Sat in Cape Town after Xmas now heading for two weeks MTB in Stellenbosh


 
Posted : 28/12/2015 11:28 am
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Although, after retirement, you'll probably be winding down on the biking front I guess. D'you like to be beside the seaside?

Huh? I do more than ever as do most retirees as we have the time. Not ready for the slippers and pipe thanks


 
Posted : 28/12/2015 11:30 am
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Guy in our cross league started moving up the rankings quite effectively in the 3 or 4 years after he retired (at 60 maybe?) ended up placing at the masters worlds one year.
It'll probably be when i get the most time to ride my bike since i was in my 20s, and effectively unemployed.


 
Posted : 28/12/2015 11:44 am
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Retired at 55. Trails 10mins then hundreds of acres of woodland, trail centre, off piste trails. Three gyms in town 15 min walk to mine across the park and lake. Bike shop, dental and medical 10 mins on foot. Railway station 20mins walk past the lake. London 2 1/2 hours Gatwick 3. Local airports 1 hour. Bike Park Wales 1 hour, Afan 1:30, Quantocks 1:20, Cmw Carn 45 mins

I downsized, less to maintain, no grass. Afternoon sun on patio in the rear not over looked. Garage for bikes. Detached. Own shared drive.

Where, grandad?


 
Posted : 28/12/2015 12:01 pm
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Middlesborough

No that's not a typo.

The good thing about the 'Boro as a retirement location is that you will find death as a welcome release.


 
Posted : 28/12/2015 12:07 pm
 DrJ
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As I have a French wife and have always been a francophile this is most likely where we will end up.

Jamba is not 100% wrong. France has many advantages as a retirement location - as he says, property is cheaper and property taxes are not too bad. Obvious advantages in terms of weather, access to mountains and beaches. Disadvantage is that even if you speak fluent French it can be hard to be part of a community (same wherever you go, really).


 
Posted : 28/12/2015 12:13 pm
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Where, grandad?

LoL Forest of Dean


 
Posted : 28/12/2015 12:15 pm
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Ha ha

The good thing about the 'Boro as a retirement location is that you will find death as a welcome release.


 
Posted : 28/12/2015 12:17 pm
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We're going to somewhere within 5 miles of Machynlleth in approx 12 months time, selling up and downsizing and i can't bloody wait. Climach X here i come.


 
Posted : 28/12/2015 12:53 pm
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I know we moved away from here - couldn't afford the work life balance - but having spent the last few days down with the outlaws, Sussex would be fine if you had London money to set you up to start with. Great riding and walking on tap, trains to that there London if you must, sea not far either.


 
Posted : 28/12/2015 3:08 pm
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Not Urmston. Traffic dire, large proportion of the population appear to be zombies or just socially constipated and the local riding is flat boredom. Rant over.


 
Posted : 28/12/2015 3:22 pm
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@twinw4ll - please don't unless your going to contribute. We seem to be plagued with retirees and downsizers here, they contribute nothing in any meaningful way generally.


 
Posted : 28/12/2015 3:27 pm
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Nimby alert! You might have noticed that there has been a general shift in the population towards the older generation. Contribute nothing? What contributions are required for entry in this otherwise free and democratic country to the state of Machynlleth?


 
Posted : 28/12/2015 3:49 pm
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Nipper99, i intend to contribute and i reserve the right to buy a property where i like.


 
Posted : 28/12/2015 5:00 pm
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If i had a partner that couldn't drive who wanted to maintain independence then i'd be moving to Bristol. It's my favourite small city, you can walk from anywhere to anywhere and you've got great transport links and riding on your doorstep.

Has a lot going for it these days, regeneration of the docks has improved things no-end, excellent transport links, M4/M5 give access to pretty much anywhere quickly, as does Bristol Airport, the railway is currently being upgraded to high speed electric, there are loads of good pubs, music venues, and a new 12,000 capacity arena is being built right next to Temple Meads.
Dead easy to get out of the city by bike, it's fifteen miles on the Sustrans path to Bath, or even further afield if you want.
I love Devon, but I wouldn't go to the South coast with your caveats, get south of Exeter and the roads are very narrow, and slow; if you want to get to Kingsbridge or Dartmouth quickly, get behind a bus, because everyone else has to give way to it! 😉
If I drive down to South Hams, the last twenty miles from Exeter takes almost as long as driving from Chippenham to Exeter, and driving down to Weymouth is almost as bad; narrow roads, slow traffic, and zero passing places, I drove down to Charmouth earlier this year, got stuck behind a tractor and trailer doing 20mph for nearly eight miles before I found a stretch of road long and empty enough to pass.


 
Posted : 28/12/2015 5:05 pm
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Yes, but how. Pricing local families out of the housing market is contributing, are you a Welsh speaker?


 
Posted : 28/12/2015 5:13 pm
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Dont understand the need to be in the SE for the sake of the children. I mean, theyll be proper grown ups and able to cross the road by themselves, wont they? Might even appreciate the excuse to have the odd weekend outside thenSE visiting you in your dotage, that is assuming they dont have te gumption to move somewhere nice themselves.


 
Posted : 28/12/2015 5:16 pm
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I think I'll buy a holiday home in Machynlleth.


 
Posted : 28/12/2015 5:20 pm
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@twinw4ll - please don't unless your going to contribute. We seem to be plagued with retirees and downsizers here, they contribute nothing in any meaningful way generally.

It's the same everywhere, fella. Has been for many years now. It's just a different group moving in.
Many places would see "rich" incomers as an opportunity. Are you sure there's nothing else?


 
Posted : 28/12/2015 5:24 pm
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I think I'll buy a holiday home in Machynlleth

I'll probably get 2 and leave them empty maybe 51 weeks a year.
Then cash in on the 2nd home property price rises.


 
Posted : 28/12/2015 5:26 pm