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I was doing some admin earlier and found my cheque book, talk about blast form the past! The stub suggests I last wrote a cheque in Feb 2015, to pay football club membership for my lad.
Writing a cheque always felt slightly grand, made me feel richer than I was/am.
Does anyone still use cheques on a regular basis?
Haven’t even seen one since 2005
Absolutely no idea but probably over 10 years ago, I can’t even recall when I last owed a chequebook.
About a month ago, to test some changes to how cheques appear on your statement...
Can't remember. I know the last one I paid in would've been from an insurance company, cos they were the weirdos that stuck with cheques later than most other businesses. Just to annoy us I think.
Still used a quite a bit in business and with local societies.
Personally, not written one for over a decade.
I still keep my prize possession together on my desk with my Jim'll'Fix it badge
We still receive the odd cheque from DVLA when selling car or elderly relatives for kids birthdays. Luckily mobile banking app allows for them to be scanned in which makes life easier.
Not written, but deposited a cheque last month, days before its six month unofficial deadline.
No idea, I think I still have a cheque book somewhere though....
I cashed a cheque recently, that was a stunningly easy experience just using the banking app and camera on my phone.
Writing one? Jeez, I would say not since 2004 ish. Found my cheque books recently though, no idea if there are still valid or if any business would accept?
As a student, cheques kept me in booze and fags, and meant a deep personal relationship between the local bank manager and my flatmate, given the number of phone calls made telling me to stop writing them.
Later this week. Will be going in to pay a lump of mortgage off. Won't take debit card over counter. Its cash or cheque
I had a cheque from DVLA for £3.34 i threw it in the bin.
I've not written or owned one since before 2000.
Written & received one this year, but can't remember what for, just another means of payment if you don't have the recipients bank details innit.
Around the same time that someone faxed me an invoice.
Always kept a cheque book to pay registration with SSSC, pointless and futile attempt to annoy them for being so Sh!t. Now this has been taken from me by last pay settlement which means council now pay it!
My mum still writes me a cheque for my birthday occasionally.
I genuinely can't remember the last time I wrote one, or why. Probably some fine or other.
At least before June 2017 based on the stubs in my desk draw.
Last cheques received would be this year, closing out my mum's investments after she died.
Received a cheque in post from pet insurance. Why they never sent to my bank account despite me giving them the details I don't know, depositing it was a pain.
Bank app didn't accept it, go to bank it was shut at 3pm tried to use cash machine to deposit, that rejected it also. Arrived at bank next day to find a long queue of people with one teller in operation.
days before its six month unofficial deadline
Oh, it's an official deadline, it's just rarely enforced as it relies on the person in the bank noticing the date on the cheque when you pay it in, or the person who'd written the cheque noticing that it's come out of their account more than six months after they wrote it.
I don't think the 'take a photo to pay a cheque in' apps look at the date (or, indeed, the signature) on the cheque, I could be wrong. We haven't got one yet, much to our customers' annoyance...
I had to order a cheque book a few months ago to pay for some scout activities for the lad. The district treasurer seemed to reckon they were more secure and easier to keep track of than electronic payments. Each to their own. Cheque book acquired, cheque written, put in an envelope, stamp found and dropped in the post box.
Seems so archaic and inefficient compared to BACS/Faster Payments.
Other than that, it's been decades.
It really annoyed me (as a First Direct customer) that HSBC proper got app pay-in before its digital arm.
I get the occasional professional fee as a cheque, and my parents/aunts sometimes give the kids cheques for Christmas or birthdays.
Can’t remember the last time I wrote one though. Probably a school trip or something?
receive the odd cheque from DVLA when selling car or elderly relatives for kids birthdays
Is it just me that read that and thought "Blimey, times are harder than I realised"? How much is the refund of half a year's Car Tax on a granddad nowadays?
Anyway, back on topic, last cheque was in October last year when we sent a small donation to Battersea Dogs & Cats home. But certainly the days when you'd get through a chequebook in a month or three are long gone for most people.
The district treasurer seemed to reckon they were more secure and easier to keep track of than electronic payments. Each to their own.
What's that you say, a District Treasurer for the Scouts is entirely stuck in their ways? You've got to be kidding me...
Seems so archaic and inefficient compared to BACS/Faster Payments.
Fun banking fact- BACS doesn't exist for inter-account payments any more, except for stuff that's processed in bulk like salaries, standing order etc. When someone they'll BACS you the money, they won't, it'll go by Faster Payment.
My parents still send my brothers and I a cheque every B'day and Xmas.
Can't recall when I last had to write one though....
Three weeks ago.
Got to write one this week to send off some climbing shoes for repairs. It's a small business and I guess it helps to have the paperwork and payment arrive with the shoes rather than trying to match emails and payments to randomly arriving parcels. Thanks for the reminder:-)
The Cattery still likes cheques, so wrote one in January.
Santander banking app lets you pay cheques in by scanning them on your phone. Really handy I still get a few a year for small amounts that I need to cash. Assume other banks have similar.
My last one was 2017, the first was in 2007 in the same book, I've user 12 over that period... at least this cheque book doesn't have "19" pre-printed as the date (I remember the previous one did, and was having to cross it out, post 2000)
Every 6 months I write one to pay £2.50 for my leasehold ground rent, invoice arrives by post, it's a massive pain in the arse.
About 2007/8 when I was massively in debt and using them to pay for groceries. Not an experience I want to repeat. Still widely used in the USA, but then so are FAX machines.
Early noughties i suspect.
I was still getting the odd cheque book from my bank in the UK until i changed account type. (Apparently they had no mechanism to stop me getting a new cheque book every 5 years, whether i'd written any cheques or not).
Don't even really have cash anymore either.
Wote one a couple of months ago - to the Courts and Tribunal Service.
I still get a couple of dividend cheques every three months, but I can usually scan them in via my banking app.
I have not had a cheque book or paying in book since about 2017 I think...
Every 6 months I write one to pay £2.50 for my leasehold ground rent, invoice arrives by post, it’s a massive pain in the arse.
Oh, I get this. They wrote to me asking for my annual £2 fee, using a 68p stamp. I've ignored it. I'm hoping they're going to write to me twice more, at which point I'll suggest that it's in their best financial interests to stop mithering me and pay it on my behalf.
What's the actual admin cost to send a letter these days?
Living in the US, where the banking system is somewhat archaic,we still use checks fairly frequently.
There is the equivalent of direct debit (sort of), but no easy push payment, without a third party app that both people have to have.
It was a surprise when we first arrived, for sure.
Never written one from my Nationwide cheque book, had the account nearly 8 years. Do remember that I wrote one for my flat deposit on my previous place, so back in 2011, and I had to change the cheque date from saying 19xx to 20xx!
Last cheque I received was last winter from when I took the Mini off the road for the winter, DVLA insist on sending it via cheque and it was a pain getting into the city centre to pay it in. Was for the grand sum of £14 so probably only worth a fiver once I'd taken into account the fuel and parking charge.
The last cheque I wrote was in about 1996, it was for the company I worked for at the time.
I have never written a personal cheque. I’ve never even owned a cheque book 😳
Living in the US, where the banking system is somewhat archaic,we still use checks fairly frequently.
There is the equivalent of direct debit (sort of), but no easy push payment, without a third party app that both people have to have.
It weirded me out that credit card payments and debit card payments are different things (and it's a coin toss as to which they'll take). They're... just cards, I haven't needed multiples since the days of Link cash machines and your flexible friend.
Today...
I get also payment by cheque around 6 times a week.
Probably sometime in the mid 90’s, a 5 check monthly payment for a Kona Cindercone (last of the steel frames) for my GF, she’s still got the bike but just a good mate these days
Oh, I get this. They wrote to me asking for my annual £2 fee, using a 68p stamp. I’ve ignored it. I’m hoping they’re going to write to me twice more, at which point I’ll suggest that it’s in their best financial interests to stop mithering me and pay it on my behalf.
I'd be careful with this, as it may very well affect your credit record, and ultimately you could end up with a CCJ. Trivial amount or not, it's an amount you legally owe.
Never written one in my life.
Write a yearly one for he accountants, still get the odd one from HMRC or customers (Usually old dears who dont do smart phones/online banking)
Fun Fact: You can write a cheque on anything you want.
During the protests against the Torness nuclear power station, someone paid their fine on a coffin. It had to come into the data centre to be recorded and a replacement slip of paper went through the clearing system.
Seeing a lot of DVLA related cheques. The only way to pay DVLA For trade plates is by cheque. No online application, fill in paperwork, attach cheque, send by post. Wait 4 weeks. It’s archaic!
To answer the op, December.
France loves cheques. When we got our French account before we moved, we were offered a cheque book. We were puzzled. When would we ever use it? We thought. We may have chucked out a few dusty, unused chequebooks as we packed. So we did not tick the box. Naive idiots. We’ve had to enter into weird reverse manoeuvres - instead of cashing cheques we had give friends cash so they can write cheques…
We have now crawled back to the bank to admit the error of our ways. Can’t wait for the cheque book to arrive.
Camp Bastion, 2012. The US cash machine was broken, so had to rely on our stoneage method to get cash. That's all I've ever used a chequebook for; cash withdrawals when deployed.
Last time I used mine was probably for an audax. Quite fitting for a past time that involves sandals and Carradice saddle bags.
I’d be careful with this, as it may very well affect your credit record, and ultimately you could end up with a CCJ. Trivial amount or not, it’s an amount you legally owe.
Oh, sure.
But I'm not refusing to pay. Rather, I'm testing how the process works. Equally I'd be happy to go "can I give you twenty quid and you'll piss off for a decade?" The pettiness irritates me and the absurdness amuses me.
On a tangent. I went to write the date recently and started 19... paused, realised my mistake and then started again.
The only way to pay DVLA For trade plates is by cheque.
Didn’t know that. I had a set issued to me when I was plating for BCA, which I had to return when agency drivers were dropped, then when I started working for SFS in Westbury, because we often had to take cars onto public roads for various reasons, we logistics drivers were each given a pair of plates: after four years, I was the only driver who still had his own matched pair*. People had a habit of accidentally leaving a plate in a car then a car might be sent to auction with a plate still inside. The site officially closed last Friday; I think there were still half a dozen odd plates left behind by delivery drivers that nobody ever came back for. We did get several new sets of plates, but I had no idea a cheque was required, that explains why it took so long to get new ones.
*I used to put them in my bag and take them home, otherwise people on the opposite shift who mislaid there’s would help themselves to someone else’s, then lose one of those. A source of perpetual frustration.
Oh, and the last time I wrote a cheque has to be over twenty years ago, if not longer - I think I’ve still got a part-used chequebook in a drawer upstairs somewhere.
Lloyds (rightly) decided I wasn't responsible enough back in the nineties.