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Before i ring up some brokers tomorrow, I was wondering if anyone else has the same problem as me and had any advice.
Between me and the Mrs, we have 6 Vehicles to insure (1 car, 1 work van, 1 camper van, 2 motorbikes and a scooter). We both have clean licences and other than 1 no fault claim 6 years ago, which didn't affect no claims, have never bothered the insurance.
Mrs has just bought the scooter and come to insure it, she has had to answer no to no claims bonus as it's already in use on her motorbike, she also has a full no claims bonus on her car.
It's suddenly struck me that we might be able to get some sort of multi vehicle policy to cover everything and take advantage of our good driving history to get a discounted policy for them all, as, as much as I'd like to be able to, we can't possibly be driving them all at the same time!
Anyone have any similar experience or am I just wasting my time and we just need to suck it up and see it as a cost of owning several vehicles?
Fleet or trader is best for that otherwise the robbing barstewards will continue to break the rules and ignore EU legislation about drivers and their history.
Shit isn't it.
'Oh, you've had a crash on another policy? We'll be humping you for more money on this policy then.'
'Oh, you've got 10 years no claims on another policy? Don't care, you can't use that no claims on this policy as it's already in use.'
Play them at their own game - work the system like they do
Not sure about all the vehicles but, I recently got another motorbike and this coincided with my policy renewal. The renewal quote for one bike was a tenner more than the new quote for a multi-bike policy
Yeah as kilo says the bikes will be easy. The others less so. I've tried multi car through people like admiral before and found them to be more expensive than individual policies. Trader policies are a PITA now with anpr systems. You might constantly be flagged up as a problem by the police as the vehicle won't appear in the MIB database.