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OK so we're about to buy a used car, might end up going to look at one and buy one evening or on a weekend. How do I drive it home legally?
It could be a good few miles away so I'm not going to want to commit to buy before I've seen it, nor do I want to have to come back another day once tax and insurance are sorted. So I need to tax and insure it there and then right?
Is that possible out of weekday hours? Insurance probably a phone call away, but VED can that be done online like that? Car maybe SORN\with a dealer
you cannot buy a used car WITH tax these days.
From October 1, when you buy a vehicle the tax will no longer be transferred along with it, meaning you’ll need to get new vehicle tax before you can use it.
You can tax the vehicle using the New Keeper Supplement (VC5/2) part of the vehicle registration certificate (V5C) online or by phone – 24 hours a day, seven days a week
you can do it instantly.
You will need to insure it and tax it before driving it or it will show as untaxed and insured on anpr - even if it has a current valid tax disk in the window - which many still do. the tax is still automatically refunded to the previous owner
We recieved an automatic refund for a car we sold recently about a week after the v5 was sent off.
Am I just being a cynic but these new rules look like the government double charges for the month the car is sold in. The seller gets back only complete months whilst the buyer has to pay from the start of the month the vehicle is bought in, hence double charge ?
yep that parts a joke - how ever its no different really to the insurance - only the government gets the whole months not the insurance co's
ive yet to come across an insurance company that refunds part months.
Do you have a smartphone? If so you can do the tax on there as long as you have the number off the New Keeper Supplement (V5C/2).
Same goes for insurance. Go through the usual comparethemeerkat, go compare etc etc, find the quote you want and then buy it on your phone when you pick the car up.
@trail_rat I would not be surprised if the extra revenue runs into tens of millions of pounds, an extra months road tax for every car bought and sold
trail_rat -You will need to insure it and tax it before driving it or it will show as untaxed and insured on anpr - even if it has a current valid tax disk in the window - which many still do. the tax is still automatically refunded to the previous owner
You could ask the seller not to cancel the tax on it for a few hours? Yes you'd have to take them at their word but most people are reasonable. It's of no benefit to them to claim the tax back that instant as they won't get the full months tax back anyway.
northernmattSame goes for insurance. Go through the usual comparethemeerkat, go compare etc etc, find the quote you want and then buy it on your phone when you pick the car up.
Be careful with that. I managed to get loads of quotes on comparison sites, but hit a wall when I actually tried to go to the actual insurers website. Probably not an issue for run of the mill stuff but definitely a reality with performance cars, imports, classics etc.
There are insurers who do temporary cover or your current insurer might extend cover to another car, and this might be something you can do via smartphone/website.
aye well im no getting wound up about it.
i rarely sell my motors.
and motors i do sell are generally sorned at months end as they are no longer insured - i tend to buy the replacement first.
"You could ask the seller not to cancel the tax on it for a few hours? "
you could - but thats assuming its a private sale and that its still in tax anyway and not sorn - insurance rules mean that if its taxed it must be insured - sorn and off road mean it needs neither insurance or tax.
Assuming it's private, just going by the op looking at a used car on a Friday evening scenario.
You could ask the seller not to cancel the tax on it for a few hours?
The tax is just cancelled automatically when you send off the V5. It's not like anyone would cancel it on the spot. To be honest I wouldn't worry about it too much. Just make sure the car is insured when you drive it off and get it taxed asap afterwards.
"just going by the op looking at a used car on a Friday evening scenario."
did the op phone and give you that extra information?
round here some main dealers work late on thursdays and smaller dealers will stay open if you arrange evening appointments
Great cheers, I googled earlier and for VED it said without a reminder you had to go to a post office, if I can do that on line too 24/7 then that'll be great
Not got a specific car yet, but there are a couple I've been looking at on autotrader some trade some private