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[i]In the event of a cycling accident within the UK that [b]is not your fault[/b] (or the fault of your spouse/partner or any of your children up to the age of 21, depending on which member of your immediate family has been involved in the accident) where there is an [b]identifiable third party[/b], your cycle will be repaired by whichever of our Trusted Repairers is closest to where you live and we shall pay for these repairs [b]upon admission of liability by the third party[/b].[/i]
If someone admits that it is their fault, and they are insured, and it's not your fault at all, you might get a bike.
I looked at this - think I may have started a thread here like yours - but decided that the small print made it all rather vague.
Couldn't remember anyone who had used them or needed the service