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I am changing my car at the weekend and it is a doddle to swap my current insurance to the new car, but, as I am keeping the old car (to sell in the coming weeks), I need to insure it separately – what is the best/cheapest way to do so? It not a high value car (16 years old, worth a couple of grand on a good day) so I don't need oodles of cover – just enough so I can drive it when required (ie, if taking someone out for a test drive) and to cover it in the minuscule chance that it was stolen. I have never done monthly/temporary cover so not really sure where to start.
Thank you
I’ve used cuuva a few times for one day covers. Seems ok, was about £8-10 ish. Never claimed so no idea how good it actually is but the app is dead simple to use.
Whaaaat! Two weeks cover is £85! I am only paying £128 for the year at the moment! I guess I just don't insure it and take out a single hour's insurance when I need to take it out for a test drive.
When I was looking for getting my daughter insured when she got her provisional licence, Veygo were recommended. They do various short insuring options and may suit.
We didn't use them in the end (main policy could be extended cheaply enough) and none of the recommenders had tried to make a claim so the recommendations are not based on any extensive testing.
Speak to your insurance co - last time I did this they provided me cover on both cars for a short period of time.
I needed to extend my cover for a few days as the insurance ran out before the lease company were picking it up (and if it's on the road then insurance is a legal requirement even if you're not driving it). At the advice of my insurance company themselves I renewed for another year and then cancelled it within their 14-day cooling off period.
Get a new policy on the new car. When you sell the old car cancel the old policy and get the unused time refunded.
Get a new policy on the new car. When you sell the old car cancel the old policy and get the unused time refunded.
The difficulty with that is that you can only use your NCD on one vehicle at a time. So you'd need to either:
1. Take out the new policy with your existing insurer, who may offer NCD mirroring or multi-car
2. Set up the new policy with 0 NCD (and then go and update the NCD on it later once you've cleared your existing policy)
3. Change your existing policy to the new vehicle, and set up a new policy with 0 NCD on the old vehicle to be cancelled when appropriate.
Best advice is to speak to your current insurer. They may offer Temporary Additional Vehicle (TAV) cover, for pretty much this purpose.
I’m with Flow Insurance and that basically means I cannot directly speak to a human ☹️
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<div class="bbp-reply-content">Whaaaat! Two weeks cover is £85! I am only paying £128 for the year at the moment! I guess I just don’t insure it and take out a single hour’s insurance when I need to take it out for a test drive.
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cuvva is not designed for people like you. It’s designed for someone who wants to borrow or test drive a car.
if you fail to maintain continuous insurance cover and don’t sorn it (and unsorn and insure for each test drive) DVLA will issue a fixed penalty - which IIRC is £200!
I’m with Flow Insurance and that basically means I cannot directly speak to a human ☹️
man buys incredibly cheap insurance, then complains insurer have crap customer service shocker!