Simple question for...
 

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Simple question for NI experts or accountant

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I am 54. Retired (ish) but doing the odd consultancy on a self employed basis.

I am short of 6 qualifying years to get full state pension when I am 67.

I could buy those years are around £800 each I believe which is good value with a circa 3 to 4 year BEP.

But my question is: what is the minimum of self employed income per year I need to earn for that year to become a qualifying year for future state pension purposes?

I have looked thoroughly online but couldn't get a clear simple answer that wasn't ambiguous or incomplete.

Thank you for any help if you actually know rather than guess.


 
Posted : 22/03/2024 12:20 pm
Posts: 1080
Free Member
 

Not an expert but these pages imply as long you've made / make profits more than £6750 as self employed in a tax year that counts towards the NI record.

https://www.gov.uk/national-insurance

and

https://www.gov.uk/national-insurance/how-much-you-pay

You can check your recent contributions:  https://www.gov.uk/check-national-insurance-record


 
Posted : 22/03/2024 12:28 pm
Posts: 3562
Full Member
 

If you are self-employed and earning below £6725 you should be able to make voluntary Class 2 NI payments via self-assessment for around £160pa (MSE article).


 
Posted : 22/03/2024 12:34 pm

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