I'm selling a wardrobe, a buyer has come in wanting to send a van bloke but pay beforehand by bank transfer.
If she pays, I am ok, right?
Yes fine
Ta. Just a bit weird as it's been online for a week with no genuine offers, and she hasn't event tried to negotiate the price.
Did she seem a bit witchy? Perhaps muttering something about a lion? Shouldn't worry about it, be fine.
Cash on collection plus a bag of magic beans.
Hacked bank account. What do I win?
If they can collect on collection then they can pay on collection. Other buyers are available. If you have to ask, etc etc...
Did she seem a bit witchy? Perhaps muttering something about a lion? Shouldn’t worry about it, be fine.
Hush, it's narnia business.
Someone I know got stung like this trying to sell a couch, same story and they got a load of money out his bank account after convincing him to put his bank details into Gumtree Delivery or such.
I'd be wary tbh, if you have a PayPal account just send them an invoice and they can pay you regardless of if they have an account.
GAH, extreme and conflicting advice!
Too late now, guess I can call the bank.
If you only give your account number and sort code then they can't do anything with that.
Remember cheques? Some people still use them.
Every single cheque has that information on it.
I use BACs all the time, to pay and receive money and have never had a problem.
Have you actually spoken to buyer, re they local what's the value of item is it something you'd expect someone far away to bother with?
I had someone wanting my sons trainset under £30 ( nothing rare or uniqueabout it) , they were in London I'm Aberdeen said they'd arrange courier and pay me BACS. Seemed to good to be true that they'd go to so much effort for such a low value item. Never followed them up for the sting in the tail.
Let’s not forget that lots of people don’t have any need for physical cash anymore. It’s far more hassle for me to go to a cash machine for £10 than it is to do a bank transfer for £10.
A bank transfer is as good as cash. Once it’s there it’s there. Just don’t be pushed into giving more than your sortcode, account number and your name.
Never followed them up for the sting in the tail.
What's the sting?
If they only have your name, acc no and sort code, what can they do?
If that information is a security risk, why does the bank put it on every cheque in you cheque book?
If they only have your name, acc no and sort code, what can they do?
Set up a direct debit.
If that information is a security risk, why does the bank put it on every cheque in you cheque book?
"Risk" is relative. A fraudster going to the trouble of compromising someone's bank account details in order to scam someone out of the price of a used wardrobe is fairly low. A thousand wardrobes, however...
We’re all covered by the direct debit guarantee so no risk of loosing money from that perspective either.
