Paypal question
 

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[Closed] Paypal question

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Topic starter
 

I'm sure the STW encyclopedia can answer this, I have a paypal account linked to a bank account if I win something on eBay and have insufficient funds in paypal will the money then be taken from my bank account??
Thanks


 
Posted : 07/08/2013 1:18 pm
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yes

safer to link it to a credit card.....bit more protection


 
Posted : 07/08/2013 1:20 pm
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Topic starter
 

Thanks, don't have a credit card just a debit card 😉


 
Posted : 07/08/2013 1:24 pm
 DezB
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It tells you on the screen when you buy (not 'win', 'buy' ok?) something where it will get the additional funding from.


 
Posted : 07/08/2013 1:26 pm
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Topic starter
 

So only work on a buy it now dezb?


 
Posted : 07/08/2013 1:35 pm
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yes

safer to link it to a credit card.....bit more protection

Sure about that? I've tried to pay for stuff in the past with no funds and been refused even though my bank account is linked to my PayPal account.


 
Posted : 07/08/2013 1:39 pm
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My paypal never has any money in, I only use it to buy stuff, works fine, just comes out of my bank account.


 
Posted : 07/08/2013 1:42 pm
 DezB
Posts: 54367
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tuffty - Member
So only work on a buy it now dezb?

No no no. Just don't tell yourself you're [i]winning[/i] stuff. Its safer that way 🙂


 
Posted : 07/08/2013 2:05 pm
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Topic starter
 

Oh I see lol.


 
Posted : 07/08/2013 6:41 pm
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Topic starter
 

Well it worked..............sort of.
Apparently I have paid using an e cheque. During payment it said it would be quicker if I linked to a credit card, as I don't have a credit card is there any other way to speed up payments?


 
Posted : 07/08/2013 8:06 pm
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Link to your debit card.
Or confirm your bank account.

E-cheques are crap and take a couple of weeks sometimes from what I remember.


 
Posted : 07/08/2013 8:15 pm
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Topic starter
 

Right have linked my debit card now, will contact seller and see if they want to cancel transaction and try again, I agree e cheques are crap


 
Posted : 07/08/2013 8:36 pm
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safer to link it to a credit card.....bit more protection

not sure about "protection" .... my feeling is credit card co will say they passed funds to paypal per your instruction (think it is actually a direct debit instruction that you set up) and that any dispute you have isn't with paypal but a third party and they have no liability

anyone any experience on this ?


 
Posted : 07/08/2013 11:33 pm
Posts: 13741
Full Member
 

E-cheques are crap and take a couple of weeks sometimes from what I remember.

I got an e-cheque refund from a seller on here for a mis advertised item took over 3 weeks to receive, I reckon he did this on purpose.


 
Posted : 08/08/2013 5:57 am
Posts: 4421
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bruneep. Maybe, but more likely that the person you bought off had already transferred the funds into his account. If you hit REFUND on Paypal and there's no balance, rather than drawing new funds from the current A/C or putting it on the credit card linked, it waits for the funds to arrive and clear at the current A/C then waits for them to come back, and issues an Echeque in the meantime.


 
Posted : 08/08/2013 6:38 am

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