Noob car ins questi...
 

  You don't need to be an 'investor' to invest in Singletrack: 6 days left: 95% of target - Find out more

[Closed] Noob car ins question

6 Posts
4 Users
0 Reactions
100 Views
Posts: 460
Full Member
Topic starter
 

I've lived overseas for a long time so excuse my ignorance - do you have to own a car to insure it i.e. if you are not the registered keeper does it matter >=?

Scenario is wife and I are swapping cars, therefore the one she will drive is registered in my name and insured by me and vice versa. Would it make sense to transfer ownership to her and get her prime on insurance then ?


 
Posted : 13/10/2017 10:35 am
Posts: 251
Full Member
 

No need.

Might find a multi-car policy where you're both insured for each car would be cheaper though.


 
Posted : 13/10/2017 10:36 am
Posts: 43345
Full Member
 

Remember that keeper =/= owner too, though some insurance companies seem to struggle with the concept.


 
Posted : 13/10/2017 10:38 am
Posts: 460
Full Member
Topic starter
 

We are already named drivers on each of the policies, i hold one and she holds one. Will call ins co and ask them best course of action.
ta


 
Posted : 13/10/2017 11:12 am
Posts: 17273
Free Member
 

We are already named drivers on each of the policies

Just carry on as you are then. You're already insured to drive both cars.


 
Posted : 13/10/2017 11:13 am
Posts: 251
Full Member
 

[i]You're already insured to drive both cars.[/i]

although some policies nominate a 'main driver' so might be worth checking that.


 
Posted : 13/10/2017 11:14 am
Posts: 460
Full Member
Topic starter
 

Ta will check that just in case.


 
Posted : 13/10/2017 11:36 am

6 DAYS LEFT
We are currently at 95% of our target!