Neighbours bin fell...
 

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[Closed] Neighbours bin fell onto my car?

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Really? People and their cars eh?

I take your point, but if a neighbour's roof tile came off and smashed my windscreen, I would expect them to pay for it.


 
Posted : 29/09/2017 10:16 am
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I'm sure with a couple of hours with a small hammer you could get the remaining dents out.

[img] [/img]


 
Posted : 29/09/2017 10:17 am
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We were planning on doing that yes, however now its got even more dents etc my opinion has changed.

Surely you would just stick it into the bodyshop and get it sorted? If you like the car then it would seem daft to base your decision on a dent.

If the neighbour has already paid for the dent people then I wouldn't expect them to pay to fix it again. When the dent guy said 'I won't be able to get it out properly' you should have said 'leave it then and I'll go to the bodyshop'.

Can't really expect the neighbour to pay twice.


 
Posted : 29/09/2017 10:18 am
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a problem which is only an issue for you if you let it be an issue for you

It is an issue though as not of it was my fault in anyway.

Renton, your logic is a thing of joy.

Nobeer.... Thanks, I aim to please.


 
Posted : 29/09/2017 10:19 am
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Surely you would just stick it into the bodyshop and get it sorted? If you like the car then it would seem daft to base your decision on a dent.

To be fair we probably will do this.

Its just sheer bloody frustration that its happened, not once but twice to the same car.

I try and look after it as much as possible, park well away from anyone else etc etc and now Ive got to spend out. In reality its probably going to cost me circa £1000 to get both doors and the bumper repaired and painted.


 
Posted : 29/09/2017 10:24 am
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I'd suggest you take it to a decent indy repair place, there's bound to be one locally. a lot of these dent guys are franchised and there's no guarantee that they're actually any good.

May be cheaper than you think.


 
Posted : 29/09/2017 10:27 am
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[quote=ransos ]I take your point, but if a neighbour's roof tile came off and smashed my windscreen, I would expect them to pay for it.

Good luck with that - I'm sure the insurance wouldn't pay out.


 
Posted : 29/09/2017 10:27 am
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I'd suggest you take it to a decent indy repair place, there's bound to be one locally. a lot of these dent guys are franchised and there's no guarantee that they're actually any good.

May be cheaper than you think.

Hopefully so. Ive been given the details of a well recommended bodyshop who do repairs on Bentley's and Ferrari etc.

I always remember my mate taking his RS turbo to a garage for a paint, it came out 3 different shades :mrgreen:


 
Posted : 29/09/2017 10:36 am
 Leku
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Bring back the 70s

The irony of saying that on an internet forum.


 
Posted : 29/09/2017 10:39 am
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Good luck with that - I'm sure the insurance wouldn't pay out.

I don't understand your point: I'm talking about my expectations of other people's behaviour.


 
Posted : 29/09/2017 10:43 am
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aracer>>
Good luck with that - I'm sure the insurance wouldn't pay out.

Really, why?


 
Posted : 29/09/2017 10:47 am
 DezB
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[i]What does your point have to do with the op anyway?[/i]

...new here.. etc


 
Posted : 29/09/2017 10:47 am
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[quote=bails ]Really, why?

Try reading the thread - reasons have been mentioned.


 
Posted : 29/09/2017 10:51 am
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[quote=ransos ]I don't understand your point: I'm talking about my expectations of other people's behaviour.

You're expecting people to pay you money when they have no obligation to do so?


 
Posted : 29/09/2017 10:51 am
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You're expecting people to pay you money when they have no obligation to do so?

I don't know whether or not there would be a legal obligation. I do know that I would feel morally obliged to pay for the damage if my roof tile smashed my neighbour's windscreen.


 
Posted : 29/09/2017 10:53 am
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aracer - Member
You're expecting people to pay you money when they have no obligation to do so?

If your property damaged someone else's would you fix it or would you do the minimum amount you were legally obligated to do?


 
Posted : 29/09/2017 10:55 am
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Try reading the thread

[img] [/img]


 
Posted : 29/09/2017 10:56 am
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I take your point, but if a neighbour's roof tile came off and smashed my windscreen, I would expect them to pay for it.

This happened to me.
A slate fell off my roof in a storm (70mph winds) and made a mess of a Subaru WRX type of car that was parked next door. No way could I have paid for the damage at the time so I offered to go through my house insurance. Basically, the insurance company said, 'no chance'. As long as I had maintained the roof, which I had, they were not liable for damage caused by such high winds and that the guy should use his own insurance.


 
Posted : 29/09/2017 10:57 am
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If a bin falls in the woods and hits Renton’s car, does it generate 5 pages?


 
Posted : 29/09/2017 11:03 am
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I think most people I know would offer to pay for any damage caused by their property whether it was due to strong winds or any other accident.

It's just the decent thing to do and if my neighbour expected me to go through my car insurance and pay the subsequent excess and likely increase in premium then I wouldn't be happy.

As long as I had maintained the roof, which I had

Out of interest what's classed as maintaining the roof and what proof did you have that you'd done that?


 
Posted : 29/09/2017 11:05 am
 DezB
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Don't the local council own the bins anyway? 8)


 
Posted : 29/09/2017 11:10 am
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Out of interest what's classed as maintaining the roof and what proof did you have that you'd done that?

Receipts from a roofer who had replaced missing or loose tiles about 6 months previously.


 
Posted : 29/09/2017 11:13 am
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Out of interest what's classed as maintaining the roof and what proof did you have that you'd done that?

Yearly inspection by a roofer.

I've had to provide invoices / receipts to the insurance before they would pay out on a storm damage claim to my roof.

Might be an old house / slate roof thing?


 
Posted : 29/09/2017 11:13 am
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[quote=Gary_M ]I think most people I know would offer to pay for any damage caused by their property whether it was due to strong winds or any other accident.

They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?


 
Posted : 29/09/2017 11:14 am
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We were planning on doing that yes, however now its got even more dents etc my opinion has changed.

If that's what it takes to change your mind you probably want to park your car in the garage and walk everywhere to ensure it doesn't get any dents and make you want to change it.

Small Dents , nicks , chips , light scratching . All part of driving I'm afraid. You can try all you want to avoid it but so long as your driving in public you will get all of the above to varying degrees.

It would bother me too if id rented a new car. That's largely why I drive old cars- it doesn't wind me up at all now as they don't cause mind bogglingly high levels of depreciation like they do on a new car.


 
Posted : 29/09/2017 11:20 am
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He can't get the dents out by pulling them, but someone might be able to get them out by removing interior door card and working from the inside.


 
Posted : 29/09/2017 11:26 am
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They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?

If I couldn't afford it, I would at least offer to cover my neighbour's insurance excess, and perhaps contribute to any increase in renewal premium. It's the right thing to do.


 
Posted : 29/09/2017 11:28 am
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aracer - Member

Gary_M » I think most people I know would offer to pay for any damage caused by their property whether it was due to strong winds or any other accident.

They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?

Offer to pay or offer to put right, whichever form that takes. But in the context of the story here a damaged windscreen or a small dent won't cost thousands.


 
Posted : 29/09/2017 11:42 am
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How often do you and your neighbour crash your cars if you have a "dent man"?


 
Posted : 29/09/2017 11:46 am
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You don’t have a dent man? Next you’ll be telling me you don’t have a STW man to continue arguing for you when one has lost interest in the oringal point.


 
Posted : 29/09/2017 11:58 am
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Has anyone suggested finding out precisely what the cost of making the damage good properly is? Then talking to the neighbour (who it sounds like we're on reasonable terms with) in a grown up manner to establish who is prepared to pay what to make things right again - both with the car and in the 'relationship'?

Or own with Bombers and fill shoes with urine.


 
Posted : 29/09/2017 12:04 pm
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You don’t have a dent man?

The middle classes have men for everything dontchknow.


 
Posted : 29/09/2017 12:09 pm
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The middle classes have men for everything dontchknow.

I have people.

I'm not a sexist.


 
Posted : 29/09/2017 12:11 pm
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😆


 
Posted : 29/09/2017 12:15 pm
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I'm not a sexist.

I'm not interested in your sexuality, if you're asexist it doesn't matter to me, there's no need to deny it.


 
Posted : 29/09/2017 12:16 pm
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Wow you lot this thread has wheelie gone off track now.

You have all hurt my feelings x

I'm getting a litter bit tired of it now.


 
Posted : 29/09/2017 12:18 pm
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renton >> No, my car is parked on my drive with about 2 metres gap between next doors drive.

May I suggest you erect a fence to stop any further annoyances and acts of nature.


 
Posted : 29/09/2017 12:22 pm
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I'm getting a litter bit tired of it now.

Stop being such a pussy


 
Posted : 29/09/2017 12:22 pm
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May I suggest you erect a fence to stop any further annoyances and acts of nature.

Erect a fence round Renton?

But cruel.


 
Posted : 29/09/2017 12:31 pm
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To be fair we probably will do this.

Its just sheer bloody frustration that its happened, not once but twice to the same car.

I try and look after it as much as possible, park well away from anyone else etc etc and now Ive got to spend out. In reality its probably going to cost me circa £1000 to get both doors and the bumper repaired and painted.


But seriously.. The fact is [i]these things happen[/i]. The problem is the way you react to them.


 
Posted : 29/09/2017 12:35 pm
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I think the reasonable thing is to write "****ER" with paint stripper on the roof of the neighbour's car. I'm reliably informed that this is absolutely NOT insane behaviour. That said, the person who told me this had done this to my housemate's car after he cheated on her so she had a vested interest.


 
Posted : 29/09/2017 2:14 pm
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[img] [/img]


 
Posted : 29/09/2017 2:18 pm
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As your car was on your drive and not on the road then I think you deserve it to be put right


 
Posted : 29/09/2017 5:44 pm
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This may have been said before but if it can be proved your neighbour has acted negligently then they are liable for the damage. This was on the audible emotional roller coaster that is You and Yours after one of the storms a while ago.

For example, if your neighbour's tiles were blown off in the wind and damaged your car they would not be liable if the could show that the roof was in good repair and they maintained it appropriately. That's an act of god.

If they had a roof that they'd neglected to maintain they would be liable and it'd go through insurance. In your case I think leaving your bins out on the street next to parked cars not on bin night when there's a safe place to keep them and high winds are forecast would count as being negligent. I'd ask him to speak to his insurers, and keep the pressure on the insurers. If they really definitely aren't forthcoming and you can't prove they are negligent then you'll have to live with it, but you should at least try.


 
Posted : 29/09/2017 7:01 pm
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This thread should be binned off, It's rubbish & I refuse to believe it, I mean wheely believe it.

A binman is down Stowell St in Newcastle & comes to the back of a chinese restaraunt but there's no bin, there's a chinese guy stood around tidying up so the binman says, 'hew marra, where's ya bin'? Chinese fella says, 'I bin Hong Kong, 2 week holiday', binman says, 'no ya daft arse, where's ya wheelie bin'? , chinese bloke says, ' yeah, I wheelie bin Hong Kong!'

IGMC.


 
Posted : 29/09/2017 8:47 pm
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If it keeps happening but you like your neighbours just put a fence up between drives and never worry about it happening again.


 
Posted : 30/09/2017 7:51 am
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Could you build a garage to keep your car in? It would seem that things blow about in the wind and it is probably the only way to be sure that something similar won’t happen again.


 
Posted : 30/09/2017 8:36 am
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They'd happily go through their insurance I'm sure - would you happily pay out thousands from your own pocket?
If I couldn't afford it, I would at least offer to cover my neighbour's insurance excess, and perhaps contribute to any increase in renewal premium. It's the right thing to do.

Ransos - how many years would cover the insurance increased premium for?


 
Posted : 04/10/2017 8:47 pm
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Should have gone through insurers in the first place.

Talk to your neighbour.

Then go to small claims court.

If you/neighbour didn’t pay useless dent guy, get a bodyshop quote.

£300 vs friendship.


 
Posted : 04/10/2017 10:05 pm
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I've just caught up on this, and I'm confused.

You seem to be concerned about the dent because of potential PCP returns issues whilst also planning to keep the car for ten years. I'm pretty sure that expecting to be able to keep something whilst simultaneously getting rid of it isn't possible unless you're a Tory politician, so which is it?


 
Posted : 04/10/2017 10:20 pm
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He WAS going to keep it until the nasty bin [s]violated[/s] [s]ruined[/s] 'tarnished' it, now he's giving it back and going to chuck a roof slate at his neighbours car, then continue to park his in the same place, expecting it not to happen again.

That's right, isn't it?


 
Posted : 05/10/2017 9:41 am
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He WAS going to keep it until the nasty bin violated ruined 'tarnished' it, now he's giving it back and going to chuck a roof slate at his neighbours car, then continue to park his in the same place, expecting it not to happen again.

That's right, isn't it?

Yeah I think that pretty much covers it.

Cougar, the original plan was to buy a new car and keep it for a good 10 years. Then we had someone drive into it and then bugger off leaving me with a drivers front door and potentially a wing to be repaired and painted. Then the wife missed a low wall and has damaged the lip on the front bumper so that needs repairing and painting too.

Then we had the incident with the wheelie bin. Originally the PDR chap was quite sure he could get the dents out no problems but on starting he realized the door impact bar is in the way and he cant get them full out. its maybe at 90% perfect but to me I can still see the ripples in the door. I guess if you weren't as picky as me you could live with it.

So all in all its going to need two front doors and the bumper repairing and painting to get it back to how it was when it left the factory and how I wanted to keep it. Yes I know accidents happen etc but with all that has happened to the car Im starting to think its blooming cursed so we have discussed getting rid and the end of the PCP now instead of keeping it.


 
Posted : 05/10/2017 10:18 am
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A cursed car yes that's it . It's obvious when you think about it.


 
Posted : 05/10/2017 10:58 am
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Of course trail tat 🙄


 
Posted : 05/10/2017 11:27 am
 aP
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A car is a piece of metal - and that comes from someone who managed to reverse a £40k+ Merc into a very large concrete block recently. I did weep silently for about 2 minutes, then got on with my life. New tyres on Saturday, bumper repair man next week.


 
Posted : 05/10/2017 11:54 am
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A cursed car yes that's it . It's obvious when you think about it.

I had one of those cursed cars - wing mirror ripped off, front bumper ripped off, lorry drove down the side of it, both sides of the rear bumper marked due to other cars nicking them, front wing gouged, two cracks in the windscreen, keyed down the length. None of them my fault but I had to deal with it all at my cost (apart from the lorry incident - I managed to track them down and get them to admit liability). Both my wife and I agreed it was cursed.

So it went back in September and my very carefully parked brand new car was hit on the drivers' side 20 hours after I got it by a drain cleaning wagon (witnessed) but Yorkshire Water denied having a vehicle in the area and won't admit liability.

😥

So actually no, cars aren't cursed. I am.


 
Posted : 05/10/2017 12:02 pm
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Putting all of the above to one side, there are a lot of grey areas when it comes to causing damage to a car. I always think when I see people using a strimmer near a road that if it threw up a stone that went through your window, how would they feel about being presented with the hefty repair bill? In my mind they are liable to pay for the repair. Someone leaving their property next to the road that can topple over and cause damage to a car is liable to pay for the full repair. But...only if the car was there, not if the driver parked it next to a bin that looked likely to blow over in a strong wind.


 
Posted : 05/10/2017 12:07 pm
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Surely given that it now has more that an expected amount of superficial damage you'd be better of reverting to original plan of keeping it for a while after the PCP matures ? That way you won't have to pay the silly money to get it back to 'acceptable' for return, and if you sell it after 5-10 yrs, it will just be regular wear and tear by that age and won't impact it's value much ?

Or do you just want a new car 'cos this one isn't perfect anymore ?


 
Posted : 05/10/2017 12:10 pm
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Im starting to think its blooming cursed

You don't call it Christine by any chance?


 
Posted : 05/10/2017 12:11 pm
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iainc.... yes that is what will probably happen now tbh.

Life is too short. Got more important things to worry about/deal with.


 
Posted : 05/10/2017 12:13 pm
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You don't call it Christine by any chance?

I wish mine was Christine - at least it would repair itself 🙂


 
Posted : 05/10/2017 12:23 pm
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We bought a tatty BM after the stress of having a new lease car, its the only time I ever claimed off the insurance because I dented the door (my fault) and my bike fell off the roof on holiday and dinged the roof (still probably my fault TBH)

Latest car is less tatty than the old one, some tit walloped it with their door in a car park, not accidentally either, parked too close, whacked our car, then pushed the wing mirror out of the way. I was miffed at first and thought about chasing them through the insurance, but in the end, it's just a car. I'm hoping that one dent will be like a cat and keep the other dents off it's patch.


 
Posted : 05/10/2017 12:30 pm
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I was trying to keep it dent free for as long as possible so all this within the first year is a bit disheartening.


 
Posted : 05/10/2017 12:40 pm
 Yak
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I'm hoping that one dent will be like a cat and keep the other dents off it's patch

Wrong analogy. More like a dog. One dent attracts others to come and have a go.

Or more precisely - you will keep on parking in carparks and your car will keep on getting whacked. Witness the state of school-run cars.


 
Posted : 05/10/2017 12:49 pm
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my wifes a school teacher.....she parks outside the school

she wonders why im fitting a new gearbox rather than replacing her car....

every single panel is dented or scratched and both bumpers are cracked..... it wasnt like that in the beginning i think if it was new id be having a breakdown over it also.


 
Posted : 05/10/2017 1:12 pm
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I was trying to keep it dent free for as long as possible so all this within the first year is a bit disheartening.

MrsTHtobe managed to drag ours round a concrete pillar in a multi story within 3 months of getting it. It, and all subsequent 'issues' will be fixed the week before it goes back....

It's just tin and rubber


 
Posted : 05/10/2017 1:17 pm
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Jamie - Member
If a bin falls in the woods and hits Renton’s car, does it generate 5 pages?

POSTED 6 DAYS AGO # REPORT-POST

Yes, clearly. How prophetic. 😆


 
Posted : 05/10/2017 6:49 pm
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'pride and joy??????' It's a bloody car! Sorry but I can't abide car pride, I just don't understand it at all.

If you like your neighbour then I would just live with it and move on. Little ripples give character anyway, if you drive past a shiny shop window you might just be able to see them in the reflection. Just be happy in the knowledge that your Skoda is a little bit special.


 
Posted : 07/10/2017 9:37 pm
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In your opinion.


 
Posted : 08/10/2017 8:24 am
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One of my best cars was a 20 year old Volvo 940 estate I bought for £250 with a year's tax and MOT.
It's very liberating not to give a crap about your car.
It was slow and soggy to drive, but it got me and ALL my stuff where it needed to be, and it did have a certain charm. Easy to fix too!

Someone trying to merge into you in your lane? Have it buddy, see if I care.
How far back to you reverse such a big car? Until it hits something then pull forward a foot.
Need to leave it out on a city street on a Saturday night? No bother.

Sold it a year later for £265 with no tax, mot, water in it and one window was made of gaffa tape.


 
Posted : 08/10/2017 8:31 am
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The first dent is always the worst.

Unless you get hit by a Defender. But that's a different story.


 
Posted : 08/10/2017 10:09 am
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'pride and joy??????' It's a bloody car! Sorry but I can't abide car pride, I just don't understand it at all.

You dont understand how someone can have something new and unblemished and want to keep it that way

Buy a new bike and I will hit it with a hammer to give it a nice dent and then buckle a wheel to see if it helps you understand


 
Posted : 08/10/2017 10:58 am
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You dont understand how someone can have something new and unblemished and want to keep it that way

I don't really get car pride either. I mean, if it's your pride and joy and you want to keep it immaculate - keep it in your house! Keeping your 'pride and joy' outside and dragging it round congested city streets and then getting stressed when it gets marked is madness to me.


 
Posted : 08/10/2017 11:11 am
 sbob
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I don't really get car pride either.

It's really quite simple to explain: cars are likely to be the biggest, most expensive toys we'll ever own, so of course we'll want to keep them nice.
Having said that, it's just an Octavia FFS, it's hardly special.


 
Posted : 08/10/2017 11:51 am
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A car for everyday use is a utilitarian object, as opposed to let's say a classic car, restored to more than the condition it originally left the factory. As such, surely the road to sanity and inner peace and tranquility, is to be pragmatic about the level of condition one aspires to maintain said utilitarian object.

The aspiration to maintain it to the same condition as when it left the factory or showroom, is, IMO, one that is unobtainable and to have that aspiration is where madness lies.

However, as I have said before: We each of us make our own worlds.

Ultimately of course, it's all stuff. Watches, cars, coffee makers etc etc... Cathexis, or objects of desire. Does the ownership of any of these items provide us with true, long lasting and meaningful happiness?

No, is the truthful answer, unless ones ego is so strong that ones life is one big falsehood. But feel free to make your own world's 😉

/patronise mode off 😀


 
Posted : 08/10/2017 12:05 pm
 sbob
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Ultimately of course, it's all stuff. Watches, cars, coffee makers etc etc... Cathexis, or objects of desire. Does the ownership of any of these items provide us with true, long lasting and meaningful happiness?

If my house was burning down and I could only save one item, there is only my guitar that is irreplaceable (albeit inexpensive).
Nothing else would I particularly miss.


 
Posted : 08/10/2017 12:14 pm
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Having said that, it's just an Octavia FFS, it's hardly special.

It might not be special to you but it was my first brand new car.

If my house was burning down I would save my family.


 
Posted : 08/10/2017 12:22 pm
 sbob
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If my house was burning down I would save my family.

You describe your family as an item? 😯
You heartless bastard, it's no wonder you cherish your car so dearly.


 
Posted : 08/10/2017 12:25 pm
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[quote=sbob ]cars are likely to be the biggest, most expensive toys

This is the difference right here - for me a car is just a way to get me and my toys from one place to another. Not that I'm all that bothered when one of my toys gets a bit scratched (given what my toys are and what I do with them, that's pretty much inevitable - the joy is in doing things with them, not the ownership). Though there's also a status thing for some people. The problem seems to be when people use their cars as a utility, but get upset as if it's a toy/status thing. If you want it to remain in concourse condition then you have to treat it the same way people treat concourse condition classic cars.


 
Posted : 08/10/2017 12:27 pm
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I am not trying to keep it concourse as it is used everyday so that's not possible.

I was trying to keep it dent and scratch free for longer than a year though.


 
Posted : 08/10/2017 12:33 pm
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