National insurance ...
 

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National insurance p60 questions sorry

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Posts: 1343
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Hi all, this is boring so sorry but I am sure there are some experts on here. Will keep it brief...

So on my p60 there is a total pay for the year figure and tax deducted. This is cool

There is also a table of NI contributions split into threshold's (min, primary and upper)

If I add all three threshold figures up, there is a delta of about £1k.

Question is would I not expect the sum of the threshold figures to equal total pay?

Found an example online below (if it works!)

Thanks for the help

<p style="text-align: right;">*nope immage does not work</p>


 
Posted : 19/09/2023 11:54 pm
Posts: 1759
Full Member
 

Are the threshold figures the 'boundary' between one NI % and another ? Eg (these are made up numbers not real)

6% NI up to 30 grand a year

14 % NI from 30,001 to 47,500

3% NI on 47501 and higher

So in this made up example you pay

0.06x 30,000

+

0.14 x  (47500 - 30000)

+

0.03 x (total pay for the year - 47500).

In which case the 3 thresholds will not add up to total pay.

But the three seperate NI contributions should add up to the total NI contributions .


 
Posted : 20/09/2023 12:03 am
Posts: 1343
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Topic starter
 

Cheers for the reply Robertajobb no I don't think so... See if this link works, see the total pay... If you add the 3 threshold figures up (which seem to be the portion of pay that is within each band), there is a £1 k ish difference between the result and total pay.

I might be missing something completely obvious!

https://indeedflex.co.uk/app-whats-new/understanding-your-p60/


 
Posted : 20/09/2023 12:12 am

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