M&S Renewals......
 

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[Closed] M&S Renewals...cheeky monkeys

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Hi all renewal for house insurance arrives M&S after £320, heard on here that you get a cheaper quote of them online...yep £230 quoted for same cover...do I have to go through the faff of cancelling old policy and starting new one..or can I ring up and get em to price match?


 
Posted : 11/10/2011 10:36 am
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If you cancel and buy it again through quidco you get an extra £50 cashback. Good incentive not to use renewals I reckon.


 
Posted : 11/10/2011 10:38 am
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+1 thebunk - although it took about 6 months for the cash back to come through.


 
Posted : 11/10/2011 10:55 am
 hora
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Same with ours. Daft. Our home insurer said the 50% cheaper price is to attract new business. I said (recorded) do you mind if I do the same 'nope'. So did it.


 
Posted : 11/10/2011 10:57 am
 DT78
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Same, although my renewal had in fact tripled. I hate this where loyalty (or laziness) is actually punished. If there was a decent alternative to the cover M&S provide I would have changed over the principle of it.


 
Posted : 11/10/2011 11:00 am
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But they all do the same DT...


 
Posted : 11/10/2011 11:02 am
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I would have changed over the principle of it.

Show me an company that doesn't rip off customers on contract renewals...


 
Posted : 11/10/2011 11:03 am
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Show me an company that doesn't rip off customers on contract renewals...

or conversely, "Show me a company that doesn't offer an introductory discount/sweetener.

I doubt their pricing model would work if they assumed that every customer took out a new policy at renewal.


 
Posted : 11/10/2011 11:05 am
 DT78
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True I suppose, it is interesting how insurance companies seem to work in this way, whereas retail are the opposite and try to retain custom with loyalty schemes. Must be as insurances are one-off type purchases.

Doesn't mean its ethical though just because the others do it. Maybe one company needs to break rank and make a big publicity campaign out of it.


 
Posted : 11/10/2011 11:22 am
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DT78 - try Greenbee next time - they were underwritten by the same insurers as M&S last time I looked (might have changed now) and the cover was pretty similar.

Then swap back the next year. And repeat.


 
Posted : 11/10/2011 11:45 am
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cheers Guys 😀


 
Posted : 12/10/2011 8:35 am

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