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Fair play..... You're far too nice.
Hindsight and all that, eh....
Ignorance on their part doesn't is no defence. Hope you got your cash back in full.
No it was all good in the end. As my wife said; we earned a lot of 'karma points'. They're banked for ongoing positive relations. They did appreciate it; it's just they have no self-awareness in that regard.
Some time later, the works having been done, they then said they’d need more time to pay.
Yeah, fair enough. I'd be a little out too if it looked like people were making frivolous purchases whilst claiming they couldn't afford to pay me back as agreed.
Some people are just spenders and no matter how hard they try money burns a hole in their pocket. So glad I was taught “pay yourself first.”
Interesting topic and very timely for me. I earn a fair chunk and considering dropping to 3 days 24hrs in the coming year. I would still be very well off but would have more time now. Alternative is carry on full time work and throw money into savings/pension to enable a full retirement earlier. Recent health issues for my wife suggest I should do the former but we are still trying to work out what is best. Thread is interesting reading.
Everyone’s different.
I enjoy work and for the foreseeable future I wouldn’t want to be without it.
Brutally, it’s fun. Sometimes type 2 fun, but fun.
Others will not have that outlook, and they shouldn’t.
You’re meant to enjoy life if you can.
A decent pair of shoes is better than multiple pairs of crap ones.
I learned this lesson the hard way... I was buying faux leather shoes for business wear from TXmaxx or whatever... they are uncomfortable, and they scuff up quick and drop to bits in months...
I was probably getting through 3 sets a year @£40 a pop, so £120 a year on shoes that are never very good.
One decent pair of leather shoes @£120 will easily last you 2 years+, more if you look after them properly.
If you are really crafty, you can often pick up Clarks shoes discounted on the website with huge reductions.. not the trendiest but good shoes, for example:
https://www.clarks.com/en-gb/clarkdale-easy/26174931-p
I wouldn't wear them with turned up short jeans!!!, but for £65 it will be a good shoe/chelsea boot.
@mattyfez - Goodyear welted shoes will cost 2-3 times that, but they’ll last you a lifetime.
Going though some of that Sam Vimes bollocks:
When I couldn't afford a washine machine I hand washed using Génie which used less detergent, water and electricty than the washing machine now does. I raided bins and went to the market as it was closing to pick up the abandoned fruit and veg, I did buy in bulk. Bangernomics is cheaper, but requires buying some tools and finding the time. As for furniture I had a matress, which I assume even rich people change from time to time. Boots for years were the ones thrown away by Welsh Water. They weren't worn out but needed decontaminating. Clothes came from jumble sales.
The rich aren't richer because they live economically, they're richer because for years I paid them rent, paid a proportion of everything I consumed to them in profits and dividends on the products, and they pay a fraction of the tax poor people pay as a proportion of their income.
As I've got richer (all relative of course), I've stopped paying rent which is the single biggest saving I've ever made. I've also become one of those people who get a part of the profits on the stuff other often poor people consume. And I/we sqander on stuff because I can, because like the rich I have more money than I need to just stay alive.
Edit: consider what rich people spend their money on. Castles? well the top rate stamp duty is only 15% which is less than the VAT on a phone which it's hard to live without in the modern world. Art? 5.5% VAT on imported art if it's still at pre-Brexit levels. Buy a forest? The sales of timber will be tax free.
Around 25 years ago,when i was 40,we sold our business,house,furniture,etc,and set off with a caravan. We were tired of the constant money go round and the hours spent running the business.
No real plan and we ended up in France during summer and Spain in winter.
It was surprising how many other people we met doing the same,and they got a bit of income doing casual work. Living in the caravan meant a lot less personal possessions,no tv so no marketing and a lot more conversations with interesting people we met on campsites.
Due to Brexit this is virtually impossible now within Europe unless you want to try and flout the law.
Now i am back to being in the UK,in a house buying sofas,carpets and cushions.It's bloody boring !
Governments and big businesses have us nicely lined up on a conveyer belt unable to jump off. You stay on that conveyor until you quietly drop off the end.
Edit: consider what rich people spend their money on. Castles? well the top rate stamp duty is only 15% which is less than the VAT on a phone which it’s hard to live without in the modern world.
I don't necessarily disagree, but I don't think it's reasonable to compare stamp duty to VAT. I can't think of anything else that requires you to pay tax every time it changes hands.
A car in France.
If you are really crafty, you can often pick up Clarks shoes discounted on the website with huge reductions.. not the trendiest but good shoes, for example:
Clarks are actually 'on trend' these days. Lots of younger people buying them.
The rich aren’t richer because they live economically, they’re richer because for years I paid them rent, paid a proportion of everything I consumed to them in profits and dividends on the products, and they pay a fraction of the tax poor people pay as a proportion of their income.
And so it has been forever, really. No reason this cycle can't be broken though; state owned industries, proper social housing, higher taxation on wealth. Of course the rich won't like that, but in a proper democracy they wouldn't have much choice. Imagine a world though in which you don't have to try to get rich, because there's more than adequate support and provision for everything in life. For everyone.
Imagine a world though in which you don’t have to try to get rich, because there’s more than adequate support and provision for everything in life.
George Orwell's got that covered.
George Orwell’s got that covered.
Orwell always was a socialist.
He wasn't writing about the dangers of socialism.
He wasn’t writing about the dangers of socialism.
I know that, but the problem is that not everyone is content with being a socialist
It is possible to earn a good salary and have a good quality of life. The two things aren’t mutually exclusive.
It is possible to earn a good salary and have a good quality of life. The two things aren’t mutually exclusive.
I would say its easier 🙂
However there is an epidemic of mental health and physical health issues t6hat are as a result of how capitalism conditions us to behave. folk striving for material goods leaving their kids to grow up wondering where Mum and Dad are, Comfort / easy food making us fat and giving us diabetes. Stress from hours sitting in a car everyday............................................
Our society does not lead us to happiness overall
If the challenges of you job are about what you are actually employed to do and within your power to change and resolve , then those challenges do not (or at least far less likely to) lead to stress, ie if you are an IT bod, the challenges are technical, you get proper management support and training to progress your skillset to keep resolving those challenges. However if you have to work with poor company culture where you are not properly resourced, don't get the proper training and support then challenges become stressful very quickly
Challenging environments can be good, stressful environments are never good.
stressful environments are never good.
If it's challenging then there is always some "stress" be that physical or mental.
ie if you are an IT bod, the challenges are technical,
It would appear that the challenge of being in IT is trying not to share a space with your fellow workers. Who knew?
It is possible to earn a good salary and have a good quality of life. The two things aren’t mutually exclusive.
Of course, But it's also possible to be happy whilst not having to chase every single penny. Many people don't seem to understand that you can have a smaller (cheaper) home, buy less stuff, work fewer hours, yet still have a great lifestyle, and be happy. My wife and I could both work more, earn more, but would we be any happier? I doubt it. Sure, there is a level of wealth below which life is noticeably more challenging, but a lot of people max out on mortgages, credit etc, when they don't need to. Our aforementioned neighbours (they with the fancy soft sheets) work far more hours than us, yet spend a lot more too, and I'm not sure they have much to show for it. We have just as nice things that we need, have just as nice holidays, but aren't stressing about the bills. So we aren't any 'worse' off than them, ultimately.
@MSP responsibility without autonomy is a recipe for misery.
Many people don’t seem to understand that you can have a smaller (cheaper) home, buy less stuff, work fewer hours, yet still have a great lifestyle, and be happy. My wife and I could both work more, earn more, but would we be any happier?
I think that's very subjective. I'm definitely happier for earning more money than I did several years ago, it's allowed me to do things that I wouldn't otherwise have been able to justify to myself. And yes, I could have lived a simpler life without those experiences, but I'm happier for having had them, and I don't regret the time I've had to spend to get to such a position.
@rockchic..... Snap!
Other than I've van and started in 2022.... And I fortunately have an EU passport (the only Brexit benefit I can think of even if it might be a bit egoistic).
It's still possible despite the Schengen/EU bollocks.... Turkey gives you three months stay and there are lots of Balkan countries outside of the EU.
Have only heard good things about Turkey. Warm in winter, lots of space, relaxed people and it's relatively cheap.
Of course, But it’s also possible to be happy whilst not having to chase every single penny.
sure. but its not the binary choice that seems to be being presented by many on this thread.
I think a lot of people try to find meaning through consumption and are encouraged to do so by capitalism. I think that many feel insecure and compensate through status symbols. I also think that many people are just basically unhappy.
I don't believe that modern society is geared up for an individuals happiness.
It's geared up so that a few profit from the misery of the masses.
You're sold the idea of happiness... Buy this, but that. Gratiate your "needs" now. Little view to the long term. People generally are ever more isolated with little time for others.
How many people do you know that are on pills so that they can function? Function in terms of fitting into society.
I would rather not be prescribed pills so that I fit into society. I would prefer a society that is geared up for the individual. I know this might sound ironic to some given the amount of drugs I willing take. I think for many, not being sober is a coping mechanism, myself included.
Interestingly, it's been my experience that people that have less have been the most generous. The more wealth someone has, the less willing they are to help others.
I think that it's the idea that happiness is something that can and should be pursued that causes a lot of the problems.
I think that it’s the idea that happiness is something that can and should be pursued that causes a lot of the problems.
I disagree strongly - happiness should be the aim of all our lives surely? The problem is happiness is not in consumption as capitalism conditions us. I have pursued happiness all my life with a fair bit of success - but it mainly comes in forms you cannot buy - a walk on the beach, the company of friends etc etc
There is a growing argument though, that if we dedicate ourselves to achieving happiness, then any time we're not happy can trigger feelings of depression or failure:
https://www.bbc.com/future/article/20210105-why-our-pursuit-of-happiness-may-be-flawed
I disagree strongly – happiness should be the aim of all our lives surely?
There is quite a lot of evidence that people have an inherent happiness 'setpoint' from which we spike up or down given external factors but trend back to our setpoint over time, although this can be influenced with 'intentional efforts' (diversification of activities/experiences, engage in positive relationships, engage in meaningful activities, practice gratitude and similar efforts).
Also habituation and hedonistic adaptation. ie the more we pursue happiness, the less likely we are to be satisfied with the things that make us happy. Whereas if we accept the ups and downs of life, the more likely we are to appreciate the things that make us happy when they happen.
Why ‘Happiness’ is a useless word… and an alternative
https://m.youtube.com/watch?v=GocIobQ9MLs&pp=ygURSGFwcHkgc2Nob29sIGxpZmU%3D
I'm not buying any of this - its looking for happiness in inappropriate things thats the issue IMO
Jeepers - live miserably if you want but I am quite content with a life spent in the pursuit of happiness.
Happiness sought in service of others ( Its nice to be nice), in watching sunsets, in a well earned pint, in the new vistas found over the hill, a chat with a pal. I am sure happiness is not found in material possessions or hedonism but it taking joy in simple things, in helping others and in friendships
I think the word you're looking for is content.
Generally contentment brings happiness.
IMO
Happiness is more than contentment. Its contentment plus joy. We need those touches of joy whatever they are
Photos of baby seals - Brigitte Bardot! Pain - BDSM! Ancient Greeks - homosexuality! Da Vinci - Mona Lisa and war machines! Suffering physically - masochism! Goals - footy! Make a difference - Nelson Mandela!
Oh I love a motivational simplistic bollocks Youtube. 🙂 So we need to be fulfilled to be happy but that will make us unhappy, right? It was nice swimming in the local pool in the pool in the sun today, utterly futile but nice, then I had a siesta because the effort in coldish water knocked me out, and woke up happy, having achieved absoultely nothing and done nothing to make the world a better place.
All this motivational stuff completely misses the point, most people have too much on their plates without looking for more fulfillment. They'd just like a sunbed next to a nice sunny swimming pool next to their mate possibly with their kids splashing in the pool and an mtb to thrash along some trails if they can be arsed.
I don’t believe that modern society is geared up for an individuals happiness.
It’s geared up so that a few profit from the misery of the masses.
You’re sold the idea of happiness… Buy this, but that. Gratiate your “needs” now. Little view to the long term. People generally are ever more isolated with little time for others.
How many people do you know that are on pills so that they can function? Function in terms of fitting into society.
I would rather not be prescribed pills so that I fit into society. I would prefer a society that is geared up for the individual. I know this might sound ironic to some given the amount of drugs I willing take. I think for many, not being sober is a coping mechanism, myself included.
Interestingly, it’s been my experience that people that have less have been the most generous. The more wealth someone has, the less willing they are to help others.
I agree with this. The idea that we need money to be happy, is a myth perpetuated by those who seek to profit from the pursuit of gratification.
I think a lot of people try to find meaning through consumption and are encouraged to do so by capitalism. I think that many feel insecure and compensate through status symbols. I also think that many people are just basically unhappy.
So surely the aim would be to keep people a little bit unhappy, so they've still got something to need to buy? New iPhone, anyone?
I do not believe this is deliberate - there is no big conspiracy or puppetmaster. its just the way capitalism works. In general people are conditioned from an early date that happiness comes from having stuff. Buy a new car or phone and be like the smiling happy beautiful folk in the adverts. Feeling down - have this sugar and fat laden snack - it will make you feel better ( and it does) . Want to feel like a "success" buy these nice toys and trinkets etc etc
I have seen so many people in their middle years wake up and think "is this it?" I got the good job and worked hard to progress. I have the spouse and my kids in a nice semi in suburbia, I have my nice car on the drive, my big telly with all the frills etc etc. But I'm drowning in debt, a wage slave till I drop and I am not happy.
Capitalism has done some wonderful things and dragged us as a species out of the mire but now it creates conditions where a large part of the population is unhappy.
Our society should be built around happiness not consumption
Sitting next to my Dad in his final few hours in hospital, a few years ago, it was very obvious that regardless of life's trappings, you go out with what you came into this world: nothing.
I've been lucky to have the mindset throughout life that every day should be made the most of, however I'm in the age bracket where mates are starting to fall seriously ill etc.
The most important things we have as individuals are Health and Time. Money can assist in both, but when it comes at the expense of either, then its time to make a change.
I'm lucky to be well paid, but feel like my personal life is very subservient to my professional life at the moment. Part time will hopefully make a big change. Retirement needs to be factored in, but that may or may not ever happen....I might not live that long, so I'm not going to flog myself literally to death...
Cycling and my other hobbies are pricey, but sensible life choices allow them to happen. As much as I love a good holiday, regular events to look forward to are more important, even if it's an afternoon on a bike.
We all only have one shot at life. No boss is ever going to thank you on your deathbed for the extra shifts....
We all make our choices and you've got to do what make you (and loved ones) happiest.
"You can't change the past. You don't own the future. All you have is now." Mikertroid '99
I do not believe this is deliberate – there is no big conspiracy or puppetmaster. its just the way capitalism works.
Of course. But companies do have marketing strategies to ensure the perpetuation of consumption; Apple will announce a new gizmo, and there will be loads of marketing guff about how much faster and better it is than the previous model, with fancy graphics and even slick animations etc. But in reality, the differences will be barely noticeable at best. Very slight improvements if you're lucky. But that won't stop many people from immediately rushing to buy the latest model.
In general people are conditioned from an early date that happiness comes from having stuff
I think this is where things take a more philosophical turn. Small children will often become jealous and possessive over things, toys etc. I think this in inherent part of human nature; we need a certain amount to survive, so a shortage or absence of thing, real or perceived, is going to be of concern. Hence wars. We need to control our own immediate environment and ensure our own survival, even if that's at the expense of others. So if we have plenty, then surely we'd be more content? But it doesn't seem to work like that. How much is enough?
"nice semi in suburbia"
Pervert.
Very interesting thread. I often wonder how happy other people are behind closed doors. I think there are some very brave faces out there unfortunately.
Hmm, well operation 'step back' hit its first hurdle yesterday, seems very much as if my company would rather lose an employee than allow someone to step back into a role with less responsibility. I think this is partly an industry thing as they explained my stepping back would just mean more work for others or having to hire another employee to fill the role I've just stepped back from.
Given how busy we are I can only assume the fees are terrible and thus we can't afford another employee, or they just can't hire as there aren't enough suitable candidates on the market ☹️
I sometimes wonder though if there is societal aversion to someone in their forties wanting to step off the ladder and focus on quality of life again. Talk is always about 'progression' and never about just being happy in the role you're in. Our industry's solution to stress and workload is just 'get better at your job' rather than 'let's find a role you CAN excel at'.
I think I need to focus on operation 'Sideways Step' instead and just get the hell out of this industry 🙄
Many years ago hubby and I decided to go the 'less money, fewer working hours, be happier and have more time route'. It's been fine. We still have great holidays, many days out etc, but to do this we've led a slightly more frugal lifestyle than others. I can't stand telly programmes such as 'Apprentice' which seems to be driven by greed and unkindness.
Our lifestyle isn't for everyone but I've never missed having things that other people desire, eg a better phone, a bigger telly, new clothes all the time. But, It would be nice to have a little more money to cushion things such as healthcare (glasses, dental work etc) for the future. Health is everything and one can't buy that, but without a bit of money to buy good food, go out and socialise then life is going to be difficult.
I know many wealthy people through my job and they are no happier than me.
I do not believe this is deliberate
I think it is.
There is no reason for everyone to still be working 40+ hours per week. And yet anytime a four day work week (or any other form of increasing people's free time) comes up groups like The 'Taxpayer' Alliance materialize to lobby against it. Someone is funding these groups. They are not grass root organisations. So there is definitely a group of people within society who have a vested interest in maintaining a population that is time poor.
13thfloormonk
Full Member
Hmm, well operation ‘step back’ hit its first hurdle yesterday, seems very much as if my company would rather lose an employee than allow someone to step back into a role with less responsibility.
**** em, tell them from now on your doing the bare minimum
Many years ago hubby and I decided to go the ‘less money, fewer working hours, be happier and have more time route’. It’s been fine. We still have great holidays, many days out etc, but to do this we’ve led a slightly more frugal lifestyle than others. I can’t stand telly programmes such as ‘Apprentice’ which seems to be driven by greed and unkindness.
My wife and I made a similar decision about 10 years ago. Circumstances forced some significant changes, but these turned out to be the best move. I effectively 'retired', my wife went from 5 days a week to 4, then 3, and we aren't actually any 'poorer'. We were however extremely fortunate in both inheriting money, so this helps enormously. I struggle to see how us earning more would improve our quality of life; we'd both have to work more, and then have less free time. Swings and roundabouts. I now get to choose work, which is far more varied and interesting, and even fun. I spent Monday and Tuesday this week stripping out a friend's bathroom of mouldy sealant, and replacing it with fresh stuff. I now have the promise of future work re-dong said bathroom, and also the kitchen. I never intended to go into decorating, but it's actually quite rewarding. But I don't have to rely on it, that's the key. I have another project in mind that involves a lot of work and will not be financially rewarding at all, but it will be fun, and I totally appreciate the position of luxury and privilege I am in to be able to do so. This will involve enabling others, particularly younger people, to pursue creative avenues, so actually very close to realising my 'dream' in life really. I totally appreciate I would not be able to do this if I had to do a 9 to 5, Monday to Friday type job. Many people really need to take a step back and appreciate such privilege in life, if they have it. Not enough do.
I'm sure there was a Howies ad years ago, with the tag line something like
'Time not money'
There have been numerous studies on the increase in productivity and employee satisfaction and happiness from shorter working weeks and hybrid working. But the dictorial nature and establishment mentality of corporate power structures still drives the idea that employees should be unhappy drones.
The system is corrupted by those that have power in it, just by their narcissism of needing to exert power over their underlings, it isn't even good for the bottom line.
I'm sure I read somewhere that a study suggested that £50k was a bit of a threshold salary, whereby happiness/satisfaction increases up to that point then drops off slightly, or increases much more slowly or something. Seemed plausible to me, it's more than many will get obviously but likely to allow much of the freedom and flexibility many of us would like.
I dropped some hours two years ago allowing me to do a four-day week. It was a revelation, one of the best things I've done. Freed up time, mental capacity and energy. It's given me the chance to do things I wouldn't have done otherwise, namely volunteering, which is leading me towards the possibility of retraining and a career change.
I do think it's slightly impacted my long term financial situation but I'm also happy in principle to work for longer - if that means being paid to do something I like and have some control over rather than vice versa. But never more than four days a week!
if we’re happy, we generally know that a bit more money would make us more happy.
Personally, I'm more than happy with my current financial situation. I cannot envisage how having more money would make me any happier. But we all have different needs; cultural, social, economic. I can buy whatever I want; I just don't want very much really. Spending money doesn't bring me any more happiness. I worked that out some time ago, took stock of what I had, how lucky I was, and how I needed to fully appreciate all that. The things that make me happiest are spending time with my partner and others, sharing experiences and having fun. We socialise a lot, but we aren't going to the Ritz; a cheap meal or drink with people we love is far more rewarding and joyful than expensive things. My wife went out with two friends last night to a 'posh' restaurant; she really enjoyed it, said the food was great, but although we could 'afford' to go to such places regularly, we feel it's nicer to have occasional 'treats'; anticipation makes the experience that bit more special. I completely appreciate that we are lucky enough to still have significant enough income to be able to make such choices. But our bar is somewhat lower than others, perhaps. For me, coming from the experience of poverty, how I live now is utter luxury by comparison. So this is it. I'm content. I don't need more.
Definitely with @brownperson. We worked very hard early in our careers and realised several years ago we really didn’t need or want to pursue more money. I enjoy reading a book at a local coffee shop more than the £40k holiday, the latter I find more punishment than pleasure. I’m now 51 and my wife is 47, we both work 25 hours a week; I don’t have plans to stop a job I love and has total flexibility, my wife does intend to retire in the not too distant future and she will just continue with charity work. We have mortgages paid off, no debt and have put enough away for our daughter’s future too. That’s not really because of really high salaries or even purposeful saving, we’ve just never felt the need to spend much money. Bizarrely at our grand age, we’ve never bought a sofa, which makes me laugh 🙂 We certainly don’t get paid badly but keeping our lives simple has made us happier and we seem to be in a pretty good place financially and better than many people we know who earn many multiples of our salaries. Take pleasure in whatever you are doing and simple is often brilliant. I have adopted that to my riding too, I definitely take more pleasure nowadays in just riding. Wherever. Definitely feel very grateful to be in the position we are in, life can be hard for so many reasons.
I've only bought one sofa at 53 perhaps that's how to achieve true zen.
if we’re happy, we generally know that a bit more money would make us more happy.
Only up to a point, past that point I don't think money makes any difference.
Yes I could buy more crap, or go on holiday somewhere more expensive, but it wouldn't make me any happier.
NB I work a 4 day week through choice, as I'd rather have more time to do other things...
Bizarrely at our grand age, we’ve never bought a sofa, which makes me laugh
I have never bought any furniture new - nor crockery and cutlery. All secondhand and mainly bought with houses. Ive never owned a car. Most of my electronics are secondhand
I'm 63
if we’re happy, we generally know that a bit more money would make us more happy.
That is completely dependent on whether what makes you happy requires money and whether you already have enough money to do all the things that make you happy.
I don't think more money would make me happier. For example, I love cycling and could buy very expensive bikes but I don't, I have only one bike and it would cost around £1200 to build up.
Some interesting takes on life in here. I'm going to try to be less consumeristic and buy better and 2nd hand where possible (I do this already but should do more). Also going to try and declutter my and our life by some margin. The amount of stuff I/we own is incredible and I'm not sure that it's good for my mental health at all.
As isn't the 40hr "work" week, I do despise having to come into the office 8.5 hours a day whether I have anything to do or not. If I was a boss it would be a work when needed regime and if you've done your bit go home. If "cover" is needed, work it out between yourselves so that someone can do that but make it fair and keep everyone happy.
The utopian dream of all this tech was supposed to give us so much more free time but all it's done is allow businesses to employ less people and pay bigger fat cat bonusses.
The utopian dream of all this tech was supposed to give us so much more free time but all it’s done is allow businesses to employ less people and pay bigger fat cat bonusses.
The free time has been taken up by "bullshit" jobs to keep everyone in work.
The comment I made about having a bit more money was purely to cushion the future, or something for a rainy day.
Our house needed some maintenence work in 2022 and 2023. Luckily we had some savings , but it would be nice to have some extra for health care and other 'rainy days',in the future.
I also think living a more frugal lifestyle helps one to appdeciate the little treats in life, such as a meal out with friends, a new saddle, etc. I treated myself to a plum tree last week, planting it brought lots if joy.
Reality is most folk want more money @bunnyhop, on here there is a bit of a middle class ideology, a lot of the population live in normal jobs where they won't get offers of cutting days, and can't anyway as they have families and increasing costs, they could cut back, but the minute a crisis hits they're stressed again, the boiler goes bang, where can i find 3k, etc, etc.
For me happiness is just a state of mind, it's something you have now and again, it's not a permanent setting, you get more quality in life and more happiness through working out what balance works for your life and lifestyle, utopian dreams of part time hours, no money worries and early retirement are for the lucky few, more than the masses.
Why does some of this thread make me think of Pulp and Jarvis Cocker singing about she came from Greece she had a thirst for knowledge
She studied sculpture at St Martins college
I knew someone who was actually studying sculpture at St Martins College, when that song came out (I loved Pulp btw). He wasn't Greek though.
I treated myself to a plum tree last week, planting it brought lots if joy.
Beautiful.
Reality is most folk want more money @bunnyhop, on here there is a bit of a middle class ideology, a lot of the population live in normal jobs where they won’t get offers of cutting days, and can’t anyway as they have families and increasing costs, they could cut back, but the minute a crisis hits they’re stressed again, the boiler goes bang, where can i find 3k, etc, etc.
But many people choose to live right up to the very margins. My aforementioned soft-bed-linen-loving neighbours could choose to save instead of spend, then they'd be able to absorb the occasional cost like a new roof. But they make their own choices based on their own priorities. My philosophy is to always have a little extra in case of a rainy day. Because at some point, it will pour. This is life.
Having extra is great, but for the masses earning the average salary, with a kid or two, trying to buy a house or save for a deposit and so on, i doubt they'll have 3k readily available to pay for a roof to be fixed, or a boiler, or a second hand car after their car fails it's MOT and so on.
Having a rainy day fund is great, but in this day and age it's raining every day, literally and figuratively.
From what I know of the evidence, it’s that up to a certain point a lack of money makes people unhappy, because they can’t afford the necessities. Past that point, if you’re happy, then more money generally makes you happier, however if you are not happy then it doesn’t.
So it’s not worth working to the point of making yourself unhappy in the belief that more money will make it worthwhile.
The last few posts are very much er… on the money (sorry). I was chewing the fat with an ex colleague last night - we both worked as senior sales in a prior company, both now in our early 50’s both took the chance to move from highly paid roles as expectation turned to shit, and now both not enjoying work.
The summary was as above - we both earn and can continue to earn - decent money to live decent lifestyles for our families with little significant worry. Both of us would like to find a role that makes us smile when getting up for work in the morning, but both of us agreed that the pursuit of more senior roles, more money, better job titles is likely not worth the stress, risk and unhappiness at the age we are.
Before I first started sales I was given this advice “remember that as long as you can shut off from work and enjoy a beer and a pizza on a Saturday night, everything is fine”
It probably sums up the above - reaching an amount of earnings and satisfaction in life whereby the pursuit of “happiness” via money would only be contrary to that level of satisfaction.
Oh how we learn the hard way though eh?
Before I first started sales I was given this advice “remember that as long as you can shut off from work and enjoy a beer and a pizza on a Saturday night, everything is fine”
Aha, well that's where it gets interesting. Personally I've allowed my ambitions in life to creep beyond a beer and pizza on a Saturday night, and perhaps that's where we go wrong, i.e. losing perspective and thinking that society owes us the time and wellbeing to be out riding bikes and climbing mountains all the time.
Out for a walk this morning before trying to get some work done over the rest of the weekend, hobbling because I've obviously aggravated my S.I. joint (doing exercises for my piriformis probably!) so not in the best mood. Had some tunes in, beautiful morning, just plodding along the same old walk which typically isn't something that motivates me, I'd usually either want to be running/riding or at the very least going somewhere new.
AAAAANYWAY the walk was actually pretty nice in the end and I even stopped for five minutes to watch a family of Bullfinches which lightened the mood. It was a good lesson in enjoying simple things.
Problem is, I aspire to so much more. I still want to be fit and strong enough for the 300km Audaxes, the 150km gravel rides, I have a guidebook I want to write, I want to be Youtubing awesome new gravel routes that I've been planning on Strava. This morning made me realise maybe I just need to accept that's not my lot in life, and I should be satisfied with plodding around the local dog walking loop, and yeah, maybe enjoying a beer and a pizza tonight.
It's funny how innocently you can end up with unrealistic ambitions, maybe I've just lost perspective in thinking that I SHOULD be able to do all that awesome stuff whilst supporting a family etc. and I don't have any right to expect to be pain free, fit and strong in my forties. I suspect older generations suffered much worse in terms of wellbeing and fitness, but their expectations weren't as high.
Perhaps it's time to log off Strava and the Facebook gravel groups (and here, dare I say it!) and lessen the F.O.M.O!
Edit: minor epiphany there, if I have to accept I'm not going to be the world's greatest gravel cyclist, I guess it would be fair of society to not also expect me to be world's greatest employee! 😂
"I even stopped for five minutes to watch a family of Bullfinches which lightened the mood. It was a good lesson in enjoying simple things"
Take the lesson. Embrace wandering around the countryside by bicycle
Money absolutely cannot buy happiness. However...
'We were however extremely fortunate in both inheriting money, so this helps enormously. I struggle to see how us earning more would improve our quality of life; we’d both have to work more, and then have less free time.'
That is a very privileged position to be in, but does mean an appreciation of other situations might be difficult. Because, I can assure you , a lack of money can make you very unhappy, very quickly
Hell, money can definitely buy things that make you happy, this time of year, folk with houses in warmer climates are away for 2 weeks to recharge their batteries and do what they enjoy, the rest of us are sat looking at record breaking poor weather limiting activities and any sunshine.
Stress for those who can't afford that car fix until later in the year, so face the bus and an extra hour or two a day travelling would be much happier with a little more money to get that car fixed now.
Having days out and about with the family are good ways to make memories and be happy, but they cost fortunes these days, same with mod cons and so on.
Health is a huge point as well, 3-5 years on NHS lists, or a trip to London for the week in a couple of months timescale, i know who's going to be happier about having constant pain or immobility reduced for that type of period!
As always, the old saying money can't buy happiness was brought up in a time when the rich didn't want the poor to want more.