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In order to benefit from 4% interest payments on my Club Lloyds account, I need to set up a minimum of 2 direct debits. Currently I only have one (to my credit card), but I still require one additional one. Any suggestions? I thought of subscribing to a mountain biking mag, but I'd prefer something even cheaper, i.e. something in the order of £1/month. Cheers.
Charity?
Yep, charity of your choice, not usually minimum donations
or if you're too tight fisted to give to charity or pay for a subscription for something you might actually want 😆 then just use a DD to pay for something you pay for already - phone contract, internet contract, utilities, council tax, insurance- you know - all that shit that you have to pay for all the time.
Strava Premium?
1899.com or 18185.com - setup a DD but do not make any phone calls.
Or a spare credit card? Maybe Mastercard if you've already got Visa. Then just keep if for emergencies...
subscribe to Singletrack?
Only one payment a year and they're half price currently I think?
Get a 'P' next to your name!
IIRC, there has to be two DD payments per month so something never used wouldn't work.
direct debit into a savings account? I do that just to keep one of mine ticking over and preventing it from going dormant which prevents online access.
direct debit into a savings account? I do that just to keep one of mine ticking over and preventing it from going dormant which prevents online access.
I'd be more concened that your bank can so easily manipulate your behaviour.
Concerned in what way?
I just moved over to the club account. The 'lifestyle' thingy is pants. The magazine offering doesn't have much variety. Even with hunky man on the cover there is only so much "your best ever sex/lose ten stone in a week through a two-second exercise per day" rehashes I can put up with on Men's Health 🙂
I'll have to set up that savings account though. Note that it is only for a year - after that it drops to something like ten to the minus two thousand-th of a percent. Hopefully by then interest rates would have risen slightly.
You like music?
I'm sure there must be some to your taste, but I subscribe to a record label for £1 a month, it gives you all their downloads http://cutrecs.com/subscription/
Must be others.
Or what about 1 Graze box a month, for some delicious snacks/birdseed/rabbit food (delete as applicable) ?
[i]I'd be more concened that your bank can so easily manipulate your behaviour.[/i]
Yeah, I stopped keeping money under the mattress just so I could get free cinema tickets.