ISAs for dummies
 

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[Closed] ISAs for dummies

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As I understand it I can open one cash ISA and one Stocks & Shares ISA in any one tax year, and can pay up to £15240 in the tax year 2015/16 into any combination of the two.

What I don't know is, can I continue paying into the ISA(s) into subsequent tax years? Or do I have to open a new ISA each tax year?
And will the money already invested in said ISAs continue to accrue interest (cash ISA) or work the markets (stocks & shares ISA) even if I open a new one of each every tax year?


 
Posted : 07/02/2016 9:01 pm
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[url= http://moneyfacts.co.uk/news/isas/six-things-you-need-to-know-about-isa-transfers/ ]ISA Transfers[/url]


 
Posted : 07/02/2016 10:11 pm
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You can keep adding each year. Its often best to move them as the headline interest rate drops off after the first year. You can transfer it to another isa and add to it and the whole lot still keeps the tax benefits


 
Posted : 07/02/2016 10:21 pm
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Cheers 🙂


 
Posted : 07/02/2016 10:34 pm

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