Insurance payout after write off

You probably need to push as close as you can, do some research on replacement cost of car now.

Yeah get onto auto trader and look for simmilar cars, and screen shot them, the more examples the better for evidence of what it's worth in the real world, age/millage/equipment/condition and what a like for like replacement would actually cost.

You probably need to push as close as you can

That's what got him into this situation.

If you got it from a VW dealer and are insured through VW I'd be pushing for them to replace it from one of similar or better (certainly no worse/lower spec/ higher mileage) from the network stock.

As above, and be prepared to haggle. I’ve had 2 total losses. Even down to how much fuel there was in the tank.

If you got it from a VW dealer and are insured through VW I’d be pushing for them to replace it from one of similar or better (certainly no worse/lower spec/ higher mileage) from the network stock.

For sure, but also gather evidence for what they are selling for 'in the wild' as they will certainly try to low ball you lower than that, despite the VW dealer premium you may have paid.

I'm in a similar position but at the opposite end of the price scale! I'm currently gathering as many adverts as I can for 15 year old v70s, preparing to be offered a pittance that I'd have no chance of buying another one for.

Yep as people say you’ll be low balled at first because they always do!

Pop onto the web and find similar cars for sale and use that as evidence of what a fare market value is.

Assuming you didn’t massively overpay for your car you should be able to most if not all off what you paid back.

Presumably as you were rear ended the other person are at fault and should pay for your loss so hopefully your insurer will be helpful and try to get max payout and not short change you.

4 months ago from a VW main dealer? - show them your receipt and accept nothing less. There would have been no depreciation in that period.

Any disagreement at all, tell them you'll take it up with the ombudsman.

Wot simian said

I recently advised my brother in law to research replacement like for like car prices. Own fault accident.

But then their offer was higher than expected and he could easily replace the car so I suggested he take the first offer as it's hard to haggle them up if you show them adverts of cars that are two years newer!

I recently advised my brother in law to research replacement like for like car prices. Own fault accident.

But then their offer was higher than expected and he could easily replace the car so I suggested he take the first offer as it’s hard to haggle them up if you show them adverts of cars that are two years newer!

If it's a fair market price, then take it.

That's the exeption rather than the rule though... I'd expect the first offer to be about 60% of fair market price, which is why you should be armed with examples of what the car is worth.

We had a jcw mini cabriolet written off after 8 weeks of ownership. After a lot of arguing we got back exactly what we paid.

There would have been no depreciation in that period.

Erm, no. Cars depreciate. But certainly showing a recent receipt from a main dealer is a strong starting position.

One thing to bear in mind is whether op paid a "market value" for the car in the first place. It's not an insurer's job to compensate for a bad deal.

See what the opening offer is and go from there.

Thanks for advice, Wait and see for now.

If you paid for an additional VW warranty you can possibly 'sell' back the remaining period, BMW work like this.

@intheborders - checked that, thanks, but no go.