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[Closed] Insurance finishes 'Midnight' 7th Jan. 0000 or 2359 night on the 7th?

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Just wondering what is the correct time?

My insurance is worded and no time is stated.

What time is midnight 7th January?

I thought it meant 0000 (early morning) start of the 7th?

Old man is telling me it is 2359 (night) of the 7th? as they use the 12hr system.


 
Posted : 01/01/2016 11:53 am
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Day starts on midnight I believe. So midnight 7th would be the instant the 7th starts.


 
Posted : 01/01/2016 11:55 am
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I thought they typically gave times of a minute before or a minute after to avoid exactly this confusion.


 
Posted : 01/01/2016 12:01 pm
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That's what I thought curiousyellow.

E.g. 0200 hrs 7th Jan I wouldn''t be insured.

I do know my insurance started 0001 8th Jan 2014.

Midnight is 0000 hrs to me - a new day e.g. 0001 is one minute past midnight on the 7th.

Onzadog, it would have made (my) life a bit easier e.g. 2359 6th but then I would be losing a day of insurance.


 
Posted : 01/01/2016 12:02 pm
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I would have thought midnight at the end of the 7th

Best check with them, eh?


 
Posted : 01/01/2016 12:03 pm
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You can't have midnight at the end of the 7th can you?

I must be mad as I was thinking 2359 is the last time on the 7th and then when it hits 0000 it is the 8th?

Ok john-drummer - I'll ring the insurance Co. when they awake tomorrow.

Thanks for the help.

Better pay my road tax online! (wasn't allowed to pay in advance - crazy).


 
Posted : 01/01/2016 12:09 pm
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It's whichever suits them, not you.


 
Posted : 01/01/2016 1:09 pm
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I'd expect that if the insurance said it ran from 8/1/15 to 7/1/16 it'd be inclusive of both those dates, and a successive policy would then run from 8/1/16 to 7/1/17. Otherwise, y'know, it's not an annual policy then is it, it's 364 days (leap years aside).

I do know my insurance started 0001 8th Jan 2014.

Then a) that backs up what I've just said and b) it ran out a year ago so an extra day is neither here nor there really. (-:


 
Posted : 01/01/2016 1:14 pm
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Wot Cougar says.

Exact midnight is neither day (just like noon is neither morning nor afternoon)


 
Posted : 01/01/2016 1:17 pm
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It runs out at 23:59 on the 7th.


 
Posted : 01/01/2016 4:15 pm
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Crankboy is right, 00:00 is the start of the next day


 
Posted : 01/01/2016 4:20 pm
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I'd follow Cougar's logic. However, Scotroutes is right: 00:00 is neither the day before nor the day after.

Which is why in all the years I spent drafting contracts midnight and noon were always avoided.


 
Posted : 01/01/2016 4:48 pm
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this nearly caught me out a couple of weeks ago ithought the latter and renewed with a different company ,luckily started it a day earlier and got an email from previous insurer saying it had ended, 24 hr ealier than i thought


 
Posted : 01/01/2016 6:39 pm
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Call them if in doubt, but midnight on the 7th to me would suggest it's not insured until 00:01 on the 8th.


 
Posted : 01/01/2016 6:54 pm
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Ok john-drummer - I'll ring the insurance Co. when they awake tomorrow.

What's the rush? You've got a few days yet


 
Posted : 01/01/2016 6:56 pm

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