[Closed] I had the need for speed! Sadly, the police disagreed 🙁 (36 in a 30 content)

If they ask, then you will. If they don't ask, there will be no way of telling them.

do I have to inform my insurer of the whole shameful debacle come renewal time?

at least one insurer has started asking if you have taken a speed awareness course...

On the other hand, if they ask and you say no, it would require a law change or a data protection breach for them to find out.

Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.

at least one insurer has started asking if you have taken a speed awareness course...

This was my thinking. As if this is becoming the norm, it might just be easier/costly to take the £60/3 points if my insurer asks about the speed awareness course.

Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.

😀

Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.

FFS its not like he had a gun and a stash of amo hidden under his bed.

[quote=MSP ]
FFS its not like he had a gun and a stash of amo hidden under his bed.
Or went out for a chinky.

If it's your first and only three points they won't care anyway

Tell your insurance company nothing...

...then when you try to legitimately claim it will give them the opportunity to say; in the very small print of your policy at Appendix 3 to Annex D of the main policy that you signed it says "Should you not inform us of any motoring offence, less parking tickets, your insurance policy will be invalid”.

If it's your first and only three points they won't care anyway

It will be my first 3 points in 15 years.

My first lot I got on the day I past my motorbike test.

Second day I crashed the bike 8)

Tell your insurance company nothing...

...then when you try to legitimately claim it will give them the opportunity to say; in the very small print of your policy at Appendix 3 to Annex D of the main policy that you signed it says "Should you not inform us of any motoring offence, less parking tickets, your insurance policy will be invalid”.

This is why I am asking, I would rather give full disclosure. So if I have to tell them about the course, I might as well just take the points and tell them about those. As I imagine I would see similar rise in the renewal.

FFS its not like he had a gun and a stash of amo hidden under his bed.

There was a dead lesbian mexican in the boot.

Kona TC - Member

+1

Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.

I don't think he was asking for your pity

[img] [/img]

[img] [/img]

Second day I crashed the bike

I like your style. I passed my driving test at 21 and 2 days later rolled a company pool car writing it off. Amazingly I wasn't fired!

[quote=Jamie ] I would rather give full disclosure. So if I have to tell them about the course, I might as well just take the points and tell them about those. As I imagine I would see similar rise in the renewal.
As has already been said, you may not even see a rise in premiums.

As has already been said, you may not even see a rise in premiums.

Regarding which course of action, Druidh?

I'm always of the mind if you're going to speed than do it properly,36 in a 30 is pretty pathetic tbh mate........

[quote=Jamie ]As has already been said, you may not even see a rise in premiums.

Regarding which course of action, Druidh?
Even with the three points/conviction. Many insurers seem to discount a single offence. Of course, if you are going to make a habit of [s]getting caught for[/s] speeding, maybe take the course this time and save the three points for the next offence 😉

I'm always of the mind if you're going to speed than do it properly,36 in a 30 is pretty pathetic tbh mate........

I was wondering why I am feeling decidedly less manly, today.

Don't worry though, by the time the story is retold in the pub, it will be 130mph past the Houses of Parliament with my wang out.

If you do the course you might find it interesting and informative all whilst potentially saving money. If you don't, then you won't.

If you do the course you might find it interesting and informative all whilst potentially saving money. If you don't, then you won't.

Guy I sit next to went on one on Monday and was raving about how useful / informative it was.

The courses are pretty good. I've been on one. Not what I was expecting at all.

I can't answer your original question OP but I do recommend going on the course simply from the point of view of learning a thing or to.

I don't mean that as a judgement of your driving - I thought I was a careful and sensible driver and kind of knew why I was on the course I went on, but it made me far more aware of how to driver properly...

Apparently my [url= http://www.aadrivetech.com/driveraware/cambridgeshiresas.htm ]local courses[/url] are run by the AA. Is this the norm?

If the course is going to be informative, then for an extra £27 I will do it. As I have been only car driving for 2 years, so loads I could still learn. Was just worried it was going to be getting patronised for 4 hours in a stuffy classroom.

...possibly with some crap biscuits and stewed tea on offer.

If it's the AA then the tea and biscuits will be extra.

For £27 it's probably worth going on the course. I was fortunate enough to get some advanced driving instruction from an ex-police traffic officer via my employer. I drive noticeably different as a result (and not necessarily slower).

If it's the AA then the tea and biscuits will be extra.

Especially after they find out I am with the RAC.

The course isn't the problem - it's the people on it.

(So I've been told - I took the points. It's the way the dice fell, man)

Apparently my local courses are run by the AA. Is this the norm?

is it a 12 step plan to redemption?

...possibly with some crap biscuits and stewed tea on offer.

If you can't do the time, don't commit the crime 😉

I don't think he was asking for your pity

A one off speeding offence is not usually much interest to insurers

Was just worried it was going to be getting patronised for 4 hours in a stuffy classroom.

...possibly with some crap biscuits and stewed tea on offer.

Sounds like you've been on one already 😀

There are some informative bits too. If you've only been driving a few years I'd deffo recommend the course, just suffer the tea 😕

Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.

Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.

DC. Speeding is speeding, it's only excusable to a degree if you're in an emergency i.e. driving someone to hospital.

Every time I drive it's an emergency.

This time I needed to do some shopping, as I am dangerously low on loo roll.

DC. Speeding is speeding, it's only excusable to a degree if you're in an emergency i.e. driving someone to hospital.

13 years previously on a motorbike, though. So like to feel, maybe wrongly, I have a little bit more self-awareness than the average new driver.

[i]Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.[/i]

Look ^^ he's still going too. Jeez 🙄

PeterPoddy - Member

Easiest solution to the whole thing is just not to speed in the first place. Buy a track day session at goodwood ffs. I have no pity for all this "how do I avoid this and that, it's going to be such an impact on my life, my finances etc." You roll the dice, you deal with the consequences.

Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.

Ha beat you. I did 55 in a 30 this morning, then 95 in a 50. I'm worser than you are.

Ha beat you. I did 55 in a 30 this morning, then 95 in a 50. I'm worser than you are.

I'm not standing for that!

*grabs car keys*

Even I'm not on my high horse on this thread.. some of you are even preachier than me!

I'm on my high horse.

But it will only do 25 in a 30 no matter how hard I kick it !

[i]MSP »
FFS its not like he had a gun and a stash of amo hidden under his bed.[/i]

Or spoke French in a library.

[i]nealglover - Member
I'm on my high horse.

But it will only do 25 in a 30 no matter how hard I kick it ![/i]

😆

There were amazingly high horses when I reported a speeding incident on here. I said I had a slow car - someone responded, well its not that slow if you can do 43mph!
Bugged me all this time that has. So thanks to Jamie for a new speeding thread so I can get it off my chest at last.

Yeah. It's got to be easier than dealing with self righteous (insert appropriate derogatory term)s like you.

Call it how you see it. No need to go all self righteous on me though.

My mum got done for speeding and opted for the "speed awareness" course.

After the course she wished she had taken the 3 points and paid the £60 fine. She said they were treated like criminals (I suppose they were really) all day and it was dreadful.

great idea, think I'll book a track day at goodwood to drive at 36 mph FFS !!!!!

so you broke the speed limit and got caught. Well Suck it up. If you were slightly over the limit alcohol wise this'd be a very different thread.

[quote=Kevevs ]so you broke the speed limit and got caught. Well Suck it up. If you were slightly over the limit alcohol wise this'd be a very different thread.
At which point has the OP actually complained or whinged about being caught for speeding?

It's almost like kevevevevevs hasn't read my first post.

Surely not, though? Why would one comment on something they hadn't read yet?

. If you were slightly over the limit alcohol wise this'd be a very different thread.

I was actually leathered. So all things considered, getting just a speeding ticket was quite lucky.

ok, but you know how these threads go. might as well get one in before halftime. got to admit you're right Jamie. I guess i'm bored sorry. Just looks like a typical inflammatory stw thread. I'll go on the xbox, but now I'm curious I'll have to read the bloody thing...

🙂

I tell them everything. As far as points and awareness courses go I would tell them everything they need to know as soon as possible (if the awareness course is something that can invalidate insurance).

Some will disagree and maybe tell them when renewal comes up but there's no way I'm paying £400+ a year for a car worth £200.. that's not even covered if I don't tell them the in's and out's of my convictions.

I'm not talking three points here and three points there for wee speeding offences. Having driven through the town where I work after my lunch break earlier (at the speed limit with a guy tailgating me as per usual) I managed to brake in time for a kid walking out from behind a bus. I wouldn't fancy challenging a death with insurance that's gone tits up over a measly £60 fine and an insurance hike of £0-£50ish quid.

Not worth it.

Edit: I wonder how much insurance firms make out of doing their homework (reading their smallprint and sending people out to check the cars involved with accidents for modifications etc)so they can dismiss claims.. opposed to how much they make trying to keep old customers and get new customers on board.

emac65 - Member
I'm always of the mind if you're going to speed than do it properly,36 in a 30 is pretty pathetic tbh mate........

60.39 in a 30 🙁

Jamie,

Are you with Admiral?

http://www.****/news/article-2235261/Car-insurers-Admiral-penalising-drivers-speed-awareness-courses-instead-taking-points-licence.html

Unless the insurers ask specifically, I wouldn't introduce it into the conversation. It's not a conviction - it's education, as an alternative to prosecution. Once you have successfully completed the course, no further action will be taken and you will have no record of this on your licence.

EDIT - PS. You've brought shame on yourself, your family and the forum.

Nobody in his family know about it yet :O)

Recently 39 in a 40, dual road into Brum, my fault completely, thought wrongly the limit was 40

Anyway now have 3 points on my licence after 20+ of driving.

Told my insurance company, was told to expect a increase in my insurance next year of £80 on my premium.

Expensive lesson that will make sure in the future I pay more attention.

well, if you were speeding and pissed up you got away very lightly! suck it up!

I did one 18 months back. It was a triple act of condecending plastic plods who thought they were judge jury and executioner. I really should have taken the points.
...and yes, it was more punishment than rehabilitation!

So far I am erring towards the points 8)

...oh, and sucking it up of course.

So it turns out the OP was speeding, pissed out of his mind, had no insurance, tax or mot, and was driving a written off car on a moped license. I have it on good authority he's rumored to be a pediatrician to boot.
Martha, polish the pitchfork, light the flaming torches and gather the rest of the mob - once the noose is out of the tumble drier we've got some justice to administer.

I also had a [url= http://singletrackmag.com/forum/topic/i-had-the-need-for-speed-sadly-the-police-disagreed-36-in-a-30-content?replies=62#post-4425501 ]dead lesbian mexican in the boo[/url]t, Rogg.

Full disclosure, and all that.

Sorry, I'm so full of righteous indignation I'm finding it hard to keep up.

how do they write up a dead lesbian in the boot?

In my experience the course was tedious and dull. It did however stop me getting three points on my licence so I did the course.

The course I attended was run by the AA and some of the preaching would put even a few of the STW big hitters to shame. Don't argue with them, they don't like it.

Sorry, but I learned nothing. I did get coffee and biscuits and a nice sit down for four hours though. Which was nice.

Can anyone imagine TJ on the course? He's have them going apoplectic with his arguing 😉

I got done for 81 on the motorway, offered the course and found it okay actually. I expected what a few have posted, self righteousness, smugness, perhaps some videos or pictures of crashes, that sort of thing.

However, was nothing of the sort. Loads of information about cars, and driving, best practice, the law and since on. The guy seemed to get that a lot of the people there were only there to avoid points. His view was, you're here, so you might as well listen, otherwise you've wasted a day and £90.

Can anyone imagine TJ on the course? He's have them going apoplectic with his arguing

I miss TJ...

Did one. Interesting and good. Included an hour with an advanced driving instructor on the road. Amazing the number of people who think the NSL on roads for cars is 50mph. And I managed to claim it against tax as education. Asked my insurers, they didn't care.

I'm just bit disappointed in the OP. 🙁

But I forgive you. 🙂

If you don't decalre to insurance, you may as well be uninsured.

Why is it nobody ever mentions the most significant downside to going on a course - the need to take a day off work (unless you're very lucky with the location relative to where you work, so you only need to take a half day)? Are holidays not valuable to you lot? Personally last time I got done (for 57 in a 50 - I don't speed in 30 limits - so I'm sure all the education about kids stepping in the road in front of me would have been [b]really[/b] useful) it was possible for me to buy extra days holiday at a quite reasonable rate, and the cost of taking a day's holiday to go on a course would have made it a lot more expensive than taking the points.

I assumed it was done at the weekend?

you are now no longer my hero.
36 in a 30

what if an orphanage had stepped out in front of you?

imagine how upset the parents would be!

imagine how upset the parents would be!

Who cares? I am a speed addled maniac who stops at nothing!

....well possibly zebra crossings, traffic lights, give way signs, roundabouts, lollipop ladies, dogs....

I notice everyone is going easy on Jamie. Did no one else just think that this whole speeding thing is just a feeble cover for being a casual racist?

I did, I hate casual racists, if you're going to be racist the least you can do is wear a coat and tie.

I got flashed at 36 in Grenoside, very relieved to find they sent me a letter saying I was naughty boy and should go home and think about what I'd done (which I'd already done) and no more... phew...

Jamie's sin was not unusual, my town and village have a mix of 30 and 20 zones and I'm very surprised there aren't more accidents as its also a mix of blind narrow corners and the limits may as well not exist.

The AA course I did a couple of years ago, was pretty good.
They got the "you're here because you've been naughty" bit out the way in the first 5 minutes and from then on in it was a combination of education and discussion, it covered useful things other than speeding as well.
If you can get the time off work, I'd suggest the course.

SM

I did one of the AA courses a few months ago - also did it on a Sunday morning so didn't need time off work. I thought that the course was alright, guess it comes down to person/people taking it. The guy who was taking the course I went on wasn't preachy and at least tried to make it interesting. Some of it was pretty informative.

Scariest bit was the knowledge/attention span of some of the other people in there!

I assumed it was done at the weekend?

Nope I had a few days to choose from and none were weekends. Might as well do the course, I found it quite useful and not too patronising despite the guy being a bit of a smug prick.