[Closed] How many houses have you owned?

After 30 yrs of marriage we're still in our 2nd home!

Planning a move in the next year or so though.

1 * 8 years ago.

Reasonably stretched at the time Vs buying a flat....as I didn't buy the housing ladder theory

So many folk I know bought. The flat and are now stuck being reluctant landlords as the flats are in negative equity - and they needed to move for growing family.

Looking at doing a small extension to make the living space more useful for us- and there's scope to stick a couple of bedrooms in if we needed to down the line.

I've mortgaged 4, but never owned. 22 months from now though..... 🙂

Bought 1 nearly 3 years ago, need to move due to growing family. Hopefully the next one will be ideal and not have to move again, until the mrs decides its time to move to Canada

I've lived at 17 addresses in 8 different parts of the UK but haven't owned any of them. I own two properties but haven't lived in them. (actually I own 3 but one wouldn't be considered a home unless we were in the face of some sort of apocalypse.)

Bought 1 nearly 3 years ago, need to move due to growing family.

We just keep getting more cats, running out of sofas for them all.....

Im 40 and have owned 1 Flat, 2 Houses in the last 15yrs

Now in the family home though so will be here 20yrs unless something major happens.

zero and never likely to

Zero...

Lived in my folks garden until I was 25 before leaving for Germany.

No chance of owning a house in Munich. Prices on a par to London, if not higher for comparable abode.

Only owned 1. Bank owned the other one I lived in, I gave them money every month to live in it.

On second house- been here 19 years, previous one 8 years. No intention to move again. I we hadn't moved, would have been mortgage free 15 years ago at the old house.

Mum's still in the house she and dad bought 52 years ago.

Mate at school's parents moved every 7 years- buy a house, pay for it to be fully decorated before moving in and repeat when his mum decided it was looking tired/wanted a change of décor.

Living in the 3rd at age of 42. Its quite big so will probably downsize when the kids have moved on.

All of the following statements are true

We have bought two houses, 8 years apart, which we still live in.
We don't own a second home
I have only moved house once in my life
My wife has moved house twice in her life but has only ever lived in two houses.

Bought our first house in 1990, main reason at the time was the access to off road trails and the ability to make some cheeky stuff. Still here 30 years and two kids later.

Cant see a change in the future although it may get too big.

I have owned three houses - a 'bachelor pad' then a first home with my G/F (now wife) and now in a family home with two 11 yr olds.

When they leave home we'll sell and downsize to somewhere either in a quiet village or near the sea (or both).

3 at 42. 2002/07, 2007/13 and the current one since. Toyed with moving last year but we've decided to stay and possibly extend once the economic shock of Covid has played out.

3 at 46.

I've owned the same number of cars.

Up to the age of 22, when I went to Uni, I'd moved six times with my folks, all in the same village, so moving houses seems quite normal to me.

At the age of 42, just this one. We bought 11 years ago (I think). Only potential reasons for moving I can see are 1) needing to house my Mum after her partner passes on, we'd need a granny flat for this. 2) the new town becoming something we don't want to be a part of and wanting to live more in the country/closer to the coast.

Given the mortgage has dropped under £100k it'd be hard to see it go back up again!

We bought a flat 20 years ago, then sold it to buy a house 13 years ago. I also bought a small holiday flat on the coast 3 years ago. And we've got a couple of houses in the wife's village, but like maccruiskeen they'd only be considered livable in the event of some kind of apocalypse.

3 houses here at 45.

Had one for 2 years before relocating. Last one had over 10 years. Had our current house 4 years and have no intention of moving again.

but like maccruiskeen they’d only be considered livable in the event of some kind of apocalypse.

If it's the one i'm thinking of then I don't think you could class maccruiskeens "property" as a house per se.

It has a more bunkerish vibe.

5 house moves/purchases for us, now mid forties.... getting twitchy to move again but we'll see how the house market plays out given this year

Rented 1 with my GF when we both moved out of our family homes for 2 years. Bought the next one and gutted/did it up whilst still in the rented place, was there for 10 years.

We got to within a gnats squeak of paying off the mortgage and decided to skip a couple of rungs up the ladder to where we are now. No intention of moving from where we are any time soon so that makes 2.

I don't like moving. Which is handy as in 3rd house (OK, 2nd house, 1st was a flat). That's spread out over - counts fingers - 36 years!

Footflaps you are in Cambridge which has a high proportion of science / research jobs, which are usually 1-3 year contracts. If you can afford to buy, it makes sense financially for 3+ year contracts or open-ended contracts which are likely to be renewed (successful research groups or individual with potential). Also see military families.

3 houses in 15 years for us. I moved 5 times up to 21 (7 if you include Uni residences). Will probably move again in the next few years as my contract ends, see if we can settle down more permanently, which depends on both getting jobs we both like nearer friends.

Moved into my first and only house in 1996. Still here, no plans to move.

1st house lasted 12 years, this one will see us out - hopefully.

0.

It has a more bunkerish vibe.

I prefer 'Prepper Chic'

4 houses in 21 years. First 2 were in London (both flats). Next was in a smallish town, then moved to the edge of said town... I'd like somewhere much more rural next.

one house. Am 40.

Between leaving home at 18 and buying this one at 35, I lived in 15 different places, mostly shared houses.

I've now been here 5 years, which is longer than anywhere apart from the house I was born into (12 years). I quite like not moving house every year!

Two, one with ex wife and kids for 21yrs then sold & bought bigger in 2013 so aged dad could move in. Hoping to be mortgage free once wife manages to sell her & her ex's house 😕 in the meantime it's been bloody useful having a spare 4 bed for our various kids and partners to live in - although selling in 2016 and renting them somewhere would have been a far cheaper proposition..

On our second, with only a couple of miles between the two of them. Can't see us moving again before retirement now, has everything we want from somewhere to live.

2nd house here (bought first place at 25, this place when I was 33). Given property prices here in the south east, it'd cost at least 30k (stamp duty + estate agents + solicitors) to move somewhere the same size, let alone bigger, which you never get back, so we're probably here for the long haul.

2. Live in one now and rent the other out. Both still mortgaged though......

perchypanther - I like a riddle. Here’s my guess … You bought a semi-detached house, and then 8 years later bought the other half - and still live in the whole house. You moved from the family home to this house as your one move. Your wife moved from the family home to elsewhere, and then moved for a second time to the house in which you both currently live … which happens to be her original family home. Am I close?

3 houses and 3 flats in about 30 years (and had the current house for 24 years). A couple of the flats in parallel with the last house (one a BTL and the other when we were splitting our time between Edinburgh.

Thinking now about what to do as the current house is quite a bit bigger than we need, so might downsize.

5lab
Member

2nd house here (bought first place at 25, this place when I was 33). Given property prices here in the south east

first house at 25: snap
current house at 33: snap
south east: snap

Do I have a second login? Or am I a figment of 5lab's imagination?

Rona
Subscriber

perchypanther – I like a riddle. Here’s my guess

No he's Josef Fritzl and built an underground bunker.

Am I close?

Nailed it.
Except it's not two semis. It's a house which was split into upper and lower flats.

My wife's parents bought the upper flat in 1967 and lived in it until 1984-ish. They then moved out and my wife and I bought the same upper flat in 1997. We bought the downstairs flat in 2005 and restored it to a single house as it originally was.

Owned 2 outright. 1996-2010 & 2010-2020

Payed off the mortgage on this one in February, 15 years early.

Cramming as much away as possible now for early retirement.

Married 27 years. 14 postal addresses. Owned one house (with mortgage). It's the one we're in now, and have no intention of selling or going anywhere. Although I would love to own a second house on the Continent. Probably in Germany.

5 houses. Twice have moved into the house thought was going to grow old in. Didn't quite work out. 🙁 Now in this pissy little dive. (Well, it's ok really but I'll be paying the mortgage til I die)

Since I married 34 years ago we have lived in 11 family homes in: Didcot; Ashford Kent; Lisburn NI (twice); Germany; Edinburgh; Cyprus; Uxbridge; central London; Stroud and Ludlow. We have only owned 3 of these and are done with moving. We've been in rural South Shropshire for the last 5 years and have not intention of moving any time soon. I'm retired and the mountain biking is superb 🙂

House number two at 40. Cleared the mortgage on the previous house only to sell it and take out a 30 year mortgage for the family home.

I hate moving, hated dealing with estate agents and the hassle of packing and unpacking. Hopefully we don't need to move in the foreseeable.

I hate moving, hated dealing with estate agents and the hassle of packing and unpacking. Hopefully we don’t need to move in the foreseeable.

we did the move every year thing for 4 years till we found an area we liked (we moved from outside the area to an unknown and its true what they say - you dont really know an area till you have lived in it)

I have itchy feet - owned and lived in 5 houses and heaven knows how many rentals 🙁

Looking forward to moving again once the current entertainment quietens down!

Owned - 7
Lived in - 21

None, and never will. Council house/bungalow now housing authority owned, lived here for 25yrs and perfectly happy with it.

Including this one?..........one.

Two - bought first one in 1989, and we're in the process of finalising the sale of this one that we've lived in for 27 years. We're moving 500 miles north to a rental in Speyside for a while whilst we work out what next. Quite fancy a self-build somewhere, but lockdown means we can't really look.

3 and currently we have two little ones, next to each other but not knocked through, which we live in. It gives great flexibility and is good for guests and my wife did isolation there having had to pass through the Cheltenham Cup crowd on the train.

We've been together 10 years.

We bought our first home 5 months ago, with an expensive 95% LTV Mortgage that's going to take me until I'm 67 to pay off. I was / am 42.

By all accounts we bought well, with a rough around the edges house that looked worse than it was. (not decorated since the 80s grubby, blown window units, terrible dirty bathroom etc) I've sunk every penny we had (and quite a few more on top) into it in the last few months, not to mention pretty much all our spare time.

We paid £235k, we were told by the surveyor that if we modernised it and fixed all the maintenance issues it would be worth £250k comfortably, certainly easily enough that when we remortgage in 2 years we'd be able to justify a 85% LTV, which would (all things being equal) drop our rate from 3.7 to 1.5%, so either reduce payments by £240 a month, or my preferred option, keep them as they were and drop 4 years off (and save £7k in interest at the time). We if shopped around we may even do better than that, but given the historic low rates I was planning to fix for as long as possible.

Of course that's all far from certain now. If values drop by the same sort of amount they did in 2008 then we'll be lucky to maintain 95% LTV after £10k in cash and months of our labour, we didn't buy for an investment or with plans to ever trade up or anything, I know I left it too late in life to get into the property swindle for all that, but I was hoping to get it paid off ASAP so I could downsize my job in a few years, still not much I can do about it. Even if we fall into negative equity the full "this will hurt" rate isn't much higher than the rate we're paying now.

Owned 1 flat, been here 10 years, hoping to move this year to a house I can retire in. 43, so that's a long way off! My daughter was born in the flat so I do have a strong emotional bond, just outgrown it though.

10 previous addresses, 9 in 12 years since leaving the family home. No idea how people cope with moving more regularly than that.

Bought 3. Owned one.

Been here 19 years now. Youngest is 13 so we reckon 10-15 more before we downsize ahead of retirement

None, and never will. Council house/bungalow now housing authority owned, lived here for 25yrs and perfectly happy with it.

I don't blame you, we lived in a Housing Associate place for a couple of years, I hated the idea of it. I was leaving a massive family home in a very nice leafy suburb that I had pretty much to myself to move into a tiny 2 bed former brownfield site terrace house.

I had visions of the terrible high rise council estates I'd seen in my youth. Masses of rough people who never worked, feral dogs roaming the streets etc.

It was supposed to be short-term until I got back on my feet and my Wife (GF at the time) completed her Training) we ended up staying for 6 years. Our neighbours were for the most part like us, everyone worked, kept their houses and gardens neat and tidy etc, nice people.

The rent was about half the going rate for that area, there was a full time maintenance dept. Not some BTL property magnate who would disappear when something broke and as long as you didn't break the rules (15 pages which basically spelt out how to follow Rule #1) it was yours for life.

3 houses in 34 years

Nailed it.

Did someone mention Poirot? 😃

Have owned one - the one I’m in - but would consider a future move to somewhere with good biking / walking a bit nearer my doorstep.

Some of you have moved a LOT!

I'm currently in the third and probably my last despite spending a lot of wasted time on Right Move etc looking for alternatives
My 50th Birthday next year will coincide with the mortgage being paid off, assuming brexit doesn't collapse the FTSE and damage further the stocks and shares ISA I have.

1, the house were currently in. It’s not huge but there’s just 2 of us, with no plans for any more, and we don’t see any need to throw money at a bigger mortgage. This one will be paid off in 10 years and will give us some lifestyle we don’t have now.

After 30 years of marriage, we are still in the first house we bought together, a year after getting married.

I'm 42. Owned/mortgaged x1 flat and now on 3rd house. Just spent the same again as purchase on refurbishment/extension so not going to be moving again for a long time if ever.

"How many houses have you owned?"

Zero.

Used to share house, rent room and then got on "property ladder" by renting a small flat for myself.

The most expensive item I have bought in my life is my 2005 Toyota Corolla costing me £5k.

Hopefully I strike the jackpot to have my own house ...

Zero at 46, time is running out to get on the ladder.

Been renting same place for ~14 years, during which time I changed jobs due to company insolvency and then ~5 months before finally starting my part-time postie job, while my better half began her part-time NHS job ~5 years ago... Enabling us to finally start being able to save some deposit money and make use of HTB ISAs.

Hoping to be able to get on the ladder within the next year, we might get very lucky with a house price stall/crash, but we might need to move out of Southampton to get something with a private garden that would do us both the world of good.

2 flats, one house....the estates agents equivalent of that video!

The last flat was in London....hence the current house out in rural Suffolk.

3, bought first house when I was 19, done it up, converted from two to three bed, sold for a profit. Bought next house and redone every room, wasn’t going to move but young twins and a surprising valuation and bought where we live now. So 3 houses in 9 years

First one eight years ago and always rented prior to that. Could do with more space now though. Initially bought for me and Mrs F and then we had two kids. Tight on space, but can’t see moving as a possibility any time soon. The jump in price from two to three bed around here is substantial.

2 houses in about 10 years. Unlikely to move unless MIL falls down the stairs. 11 years left on mortgage I think.

None, but Im only 55, so Ive got a few years to go before I have to move out of my mom's basement.
🙂
I have paid the mortgage two, but the bank still owns the current place for another decade or so . . .

One. I don't live in it yet.

Moved into our 10th house a year ago .

Can I be a nob and say it seems a bit off to talk about how many mortgages/properties people have had when so many are stuck renting, when they would just love to be able to buy their first home?

I know that's nobody's intention, but just popping that out there 🙂

One. Lived in it most of my life, mortgage paid off last year.

I've owned one. Bought when I was 25, still living in it at 42. Not too long left on the mortgage now.

I've sold two others. First was my parents house - they emigrated and I lived in it until it was sold, then bought my own place. I also sold my grandfather's house in my role as executor. Dealing with the process in chain free situations has rather put me off doing it with my own house and a chain!

I have owned 7 houses and 1 public house . I have rented lots and have had a few with my job . When my youngest daughter was 8 she had lived in 9 different houses .

Can I be a nob and say it seems a bit off to talk about how many mortgages/properties people have had when so many are stuck renting, when they would just love to be able to buy their first home?

I know that’s nobody’s intention, but just popping that out there 🙂

No problem here with people having many houses. Good for them. They should be able to enjoy their fortune or show them off without any embarrassment. 🙂

I could have gone on some sort of property ladder but 3/4 of all money I "gave" it to my sister and her children when they were in trouble. Not sure when I will get them back coz BIL is a tool. Oh well that's life. Just have to work hard to earn more.

Had mortgages on three houses. Not got any plans to move soon and fortunate that we can save some money every month to over pay the mortgage. Hopefully it will be gone in the next 3-4 years. Would love to move further north to Speyside and work part time.