home and bike insur...
 

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[Closed] home and bike insurance (yawn)

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Can anyone recomend an insurer for house insurance including bikes that doesn't shaft you, pref one that has a sensible level of security reqs

bikes are kept in an alarmed garage/locked van/chained up so a seperate bike ins would also be concidered

would also like to know what they were like to deal with in the event of a claim
yes I know my spelling is shite
g


 
Posted : 29/12/2009 5:53 pm
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m&s are te best for bikes, and cover you away from home, and accidental damage


 
Posted : 29/12/2009 6:01 pm
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+1 for M&S


 
Posted : 29/12/2009 6:15 pm
 jonk
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Is it M&S standard or premium cover that you all go for?


 
Posted : 29/12/2009 6:32 pm
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premium to cover bike away from home, its worth it especially if you travel abroad with the bike


 
Posted : 29/12/2009 6:35 pm
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another happy M&S customer


 
Posted : 29/12/2009 6:41 pm
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M&S standard were fantastic after my bike was nicked from my shed


 
Posted : 29/12/2009 6:48 pm
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Topic starter
 

is m&s only for the bikes or do they cover them on the house insurance
thanks for the replies g


 
Posted : 29/12/2009 10:54 pm
 fbk
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I've just gone with Greenbee (John Lewis). Same under writer as M&S (axa), similar cover but up to £5000 per item rather than £3000 and significantly cheaper for me. And £100 cheaper than Zurich who wouldn't include bikes.

No idea what they're like for claims - hope I never have to find out.

edit: Both cover any item up to a particular value as part of the contents insurance and both include MTBs in that.


 
Posted : 29/12/2009 10:59 pm
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Has anyone else had their premiums at M&S go up by £100 when they renewed despite not making a claim?

IME they are a rip off unless you're a new customer - I guess they have to cover their costs of paying out all these no quibble pay-outs!

We renewed with Sheila's wheels (not the cheapest) and saved £300 including bike cover - although I have to use a lock that costs £40 to make a claim.


 
Posted : 29/12/2009 11:08 pm
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bought of m&s many thanks folks g


 
Posted : 30/12/2009 4:57 pm
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Pieface - Member
Has anyone else had their premiums at M&S go up by £100 when they renewed despite not making a claim?

IME they are a rip off unless you're a new customer - I guess they have to cover their costs of paying out all these no quibble pay-outs!

I never take out the renewal quote, either phone them up or get a quote online as a new customer. They rely on "lazy" people not doing the work to get extra money.


 
Posted : 30/12/2009 5:07 pm
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I recently renewed my car insurance with LV after a claim earlier in the year, I was ecpecting it to go up - they whacked it up from £300 to £700 (4 years no claims down to 1)
I did an online quote with them and it came out at £400 so i rang them and thats what I am now paying (£400)
:mrgreen:


 
Posted : 30/12/2009 5:24 pm

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