Finding details ins...
 

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Finding details insurance details of driver

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I need to find out the insurance details of an asshat driver ploughed through a wall at a cemetery where my dad is buried and damaged his headstone. 3rd time this wall has been knocked down in as many years.

Police Scotland are of no help to me other that directing me to an online form and pay £108.50 for the privilege. The man did say you should claim of your insurance for the headstone....is that even a thing?

Given I don't know much other that date and time of accident, I'm not sure how successful I will be.

Provision of Reports
How to submit a request
Police Scotland aim to deal with all information requests as quickly and efficiently as possible. We require the information listed below to progress your request:

    <li style="list-style-type: none;">
    <li style="list-style-type: none;">

    • Your Reference Number
    • Your Clients Name and address
    • Date and location of incident
    • Clients Vehicle Registration Mark
    • Your Payment Reference Number * this must include your customer reference number*
    • Claims handler name
    • Email address to which report has to be returned

Beginning to think this maybe the one for house insurance. Mother quite upset by the aftermath of it all.

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Posted : 25/07/2022 4:11 pm
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Its not the insurance details you'll need in the first instance, its the driver details (from previous threads here iirc) to get things shifting: https://www.gov.uk/request-information-from-dvla


 
Posted : 25/07/2022 4:15 pm
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I have nothing, no drivers detail no reg


 
Posted : 25/07/2022 4:17 pm
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ah, gotcha now. Police attended and they have the details? Maybe worth going through the council as they might also be pursuing a claim?


 
Posted : 25/07/2022 4:21 pm
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Presumably the owners of the wall will also be after the same info, could you not ask them?


 
Posted : 25/07/2022 4:21 pm
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Is the cemetery not insured?


 
Posted : 25/07/2022 4:21 pm
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Aberdeenshire council cemetery.

Yeah I'll try council to see what they say


 
Posted : 25/07/2022 4:29 pm
 Olly
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Pressumably the wall is getting fixed by, presumably, the cemetery, which is, presumably, being claimed off the insurance of the driver?

I would have though damage to headstones any any other damage to the cemetery property would fall under the same claim?!

I would be surprised if the cemetery didnt include the headstone in the claim, and also surpised if the drivers loss adjuster didnt offer to fix them under the claim.

Strikes me as a big risk of bad publicity if they try and ignore them, and if theres one thing insurers want less than having to pay out, its the risk of bad press.


 
Posted : 25/07/2022 4:42 pm
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Spoke to man at the burials within the council, The council will claim for the wall as its their property, headstone damage will have to be claimed by the lair holder or the surviving dependants.

Time to get a legal person onboard now I think.


 
Posted : 25/07/2022 5:02 pm
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That sucks.

House insurance time.


 
Posted : 25/07/2022 5:09 pm
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Is the cemetery not insured?

Maybe for the wall but unlikely for the headstone. They are usually the responsibility of the family. In fact, if you leave it in a dangerous state they might fix it then send you the bill.

Is the headstone actually damaged or does it just need putting back upright? If it is the latter then it shouldn't be too tricky to do.


 
Posted : 25/07/2022 6:15 pm
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Not sure why the call handler has directed you to the provision of reports pages as I'm pretty certain that process is only for insurance co's and solicitors. You have 2 options. Phone 101 again or use the contactus@scotland.police.uk email address or the contactus form on the website and request that the handling /enquiry officer contacts you regarding this incident. If this doesn't work then you'll need to call / email to report the damage to the headstone. This will then get you your own incident number / crime number and your own enquiry /handling officer who should be able to help.


 
Posted : 25/07/2022 6:55 pm
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Thanks @wwpaddler I'll try those options.

I probably did lose my cool a bit when he told me to claim off my headstone insurance.


 
Posted : 25/07/2022 7:35 pm
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I'd also suggest that when you ask to speak with the enquiry officer try to phrase it as "discussing the damage to my property occurring during this incident" - may give you more chance of success.


 
Posted : 25/07/2022 7:44 pm
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Beginning to think this maybe the one for house insurance

I have to say, I've never come across cover for that being included in a household policy so have just spent a little while googling.
However, it does appear to be a "thing". You can certainly buy separate standalone cover for headstones.
I think it's possible to extend a household policy to cover a headstone too, although I have zero experience of it.
Given the premiums charged (6-12 per month, for 4-5 years) I suspect it'll be a profitable venture for the insurer! I'd be tempted to suggest just fixing it, and looking to make a recovery from the driver's Road Traffic Act policy. Or the MIB if there's no policy in force or if the driver is untraced.


 
Posted : 25/07/2022 8:05 pm
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@wwpaddler's email suggestion has got at least a response of sorts.

Thank you for your email.
It has been forwarded to the relevant officer for their attention/action and they should be in contact with you in due course as they are on rest days at the moment, hopefully they will make contact after Wednesday when they are back on duty.

@Rich_s

House insurance policy has extra add on for family legal expenses for  them to do the legal recovery for us.


 
Posted : 25/07/2022 9:44 pm
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House insurance policy has extra add on for family legal expenses for them to do the legal recovery for us.

Perfect. I'd let them get on with it 100%.


 
Posted : 25/07/2022 10:11 pm
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Quote to repair Headstone is £708

Police Scotland still being spectacularly difficult to deal with. 101 caller quite argumentative with me today about my level of loss and how I go about reclaiming. Complaint heading their way now.

I spoke to a couple of solicitors who said just fill out the request form from PS and reclaim the fee when you have the drivers insurance  details from them, as that's all they'd do.


 
Posted : 28/07/2022 3:44 pm
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Police Scotland still being spectacularly difficult to deal with. 101 caller quite argumentative with me today

Par for the course it seems. I have had on 101:
- Was i really assaulted by the driver when he 'only' pushed and shoved me, after driving at me and child on bikes? Did I really need to report it? (never went forward anyway as they couldn't afford two officers to travel to Yorkshire to interview or charge the perp.)
- no they cannot make a report of a theft in progress, as they needed a postcode and street name to get an officer out. This while I was stood in a woodland in Glen Dochart, offering full grid reference and the fact that I could see Dochart power station....I argued for so long I actually rode a few miles into the village, and knocked on the police station door before we had finished the 101 call....
- while they welcomed my call about a drunk / dangerous / deliberately aggressive driver on the M9, unless I could give them an exact location (between junction x and junction y was not accurate enough), they would find it hard to record the incident....
-


 
Posted : 28/07/2022 4:33 pm
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Did I really need to report it

That's what happens when the Police are given targets to cut crime (Liz Truss) - the more crime they can keep out of the records, the more credit they get for cutting it. I don't blame the officers, it's the position they're put in.


 
Posted : 28/07/2022 5:37 pm
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I don’t blame the officers, it’s the position they’re put in.

Why not? It's their job to reduce crime happening, not prevent it being recorded. It's unethical and shouldn't be accepted.


 
Posted : 28/07/2022 5:48 pm
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I don’t blame the officers, it’s the position they’re put in.

Why not? It’s their job to reduce crime happening, not prevent it being recorded. It’s unethical and shouldn’t be accepted.

Because the front line police officers dont make policy, decide staffing numbers etc.


 
Posted : 28/07/2022 7:28 pm
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Because front line officer have to investigate some pretty nasty shit and didn't decide to cut the shift from 24 to 12 officers.

Mrs100th hated Sunday/Monday mornings and the need to investigate up to 20 rapes in a rural part of Scotland.


 
Posted : 30/07/2022 6:02 pm
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Update time.

We decided to pay for repairs to headstone ourselves regardless of getting a settlement from anyone.

I submitted a claim on 23rd July through the Motor Insurance Bureau claiming against an untraced driver, https://www.mib.org.uk/making-a-claim/claiming-against-an-uninsured-driver/   for the costs involved for repairs to my dad's headstone. Usual form filling and them asking for details I didn't have such car driver/owner, insurance co etc etc. I eventually got CCTV of the incident from the garage next door to cemetery, sent that to them.

Been a slow process but the claim is to be paid in full.

Police Scotland have yet to reply to my request for the investigating officer to contact me , 😐


 
Posted : 23/09/2022 6:55 pm
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How come the driver is an asshat? I mean, who drives into a wall intentionally? Everyone I know who crashed their car did it unintentionally. They could be a new resident of the cemetery now themselves.


 
Posted : 23/09/2022 7:41 pm
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How come the driver is an asshat? I mean, who drives into a wall intentionally?

I've seen the video. Drivers a colossal asshat. Who wouldn't have passed a blow into this sir.


 
Posted : 23/09/2022 7:49 pm
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Fair enough. Just thought it could've been a tragic accident and the OP is looking for someone who is no longer with us...


 
Posted : 23/09/2022 7:58 pm
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That's bad that you haven't had a response from the investigating officer at Police Scotland yet. Can possibly be explained by the way shift patterns, annual leave and queen's funeral have lined up but I would have hoped somebody would have been in touch.

You could always complete the complaints form on the Police Scotland website. At the very least some people will get some feedback.


 
Posted : 23/09/2022 8:26 pm
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Just thought it could’ve been a tragic accident

There are no accidents on the road, accidents are wholly unpredictable. Anyone making a poor decision whilst driving has an inkling that the downside could be quite severe for them or other road users. Anticipation is all when driving and failure to anticipate does not make an accident.


 
Posted : 23/09/2022 8:59 pm
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who drives into a wall intentionally

The driver who crashed through the wall of the cemetery that's who. There was no intent to slow down. It happened around 4pm in dry daylight conditions, the driver almost hit an elderly man (the blue blur) in the cemetery who was tending to a grave.

If you want to try and do away with yourself fine, but don't drag many many others into your choice.


 
Posted : 23/09/2022 9:11 pm
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Wow. Fair enough. Unusual method of suicide. I suppose it's efficient, straight to the boneyard.


 
Posted : 23/09/2022 9:18 pm

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