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...in your wallet and not know it.
That's a totally insane amount of money isn't it? If I checked my ticket and that came up I honestly don't know what I would do.
Probably call EVERYONE I know (well, know and like) and tell them that they will never have to worry about money again. That would be properly fantastic.
At some point I'd have to have a Lambo too.
Talk about Brexit proof proofing yourself. Hell you can pay someone to change it all into dollars just in case I suppose.
Someone is going to have their mind blown tomorrow that's for sure when they check their ticket!
Probably call EVERYONE I know (well, know and like) and tell them that they will never have to worry about money again. That would be properly fantastic
I suspect that is a recipe for instant disaster. I wouldn't tell a soul until I had talked to them about what not to do. It's a life ruining amount of money if you have no idea to handle it. I still bought a ticket which is the first ticket I have bought since the one I bought when the National Lottery first started in the UK
Think of the people that you could have bumped off!
It’s not me.
You're not suggesting Boris are you Harry?!
Isn't there a frightening number of previous lotto winners who are now bamkrupt?
Personally i'd contract everyone in the department £1m to leave work and not return, its a lot to just mess with managment but would be nice to see how they like the other side of things. Edit: this reads a bit "dickish" maybe not then.
Some quick rough working out £20m initial bloody hell i'm rich play money then invest the rest at 4% (number plucked out of the air) leaves £6m interest before tax per year.
I'd like to think an anual donation to charity would be made but how would you choose?
Numbers? Date? Euro or National?
To be fair it's only about 10 years worth of C&H so you can't be too frivolous.
Wonder if the winner will go public, I can never understand why they do
I do mine online.
Got an email through to check my account as I've won a prize.
I've won!
£2.80
I'm not foolish enough to play, I'm a proper miserable **** and 170 million won't change that.
Read the news article this morning before checking my emails.... to find the "good news" email in my box. A fiver. oh well.
I too would keep it secret. I would genuinely fear for my kids safety if folk knew I had that amount of money. Gonna check mine now.....
£2.90 for me. I know a lot of people say this after a lottery win but it won't change me 🙂
Probably call EVERYONE I know (well, know and like) and tell them that they will never have to worry about money again. That would be properly fantastic.
I wouldn’t tell a soul. My fun would be dreaming up anonymous ways of helping those people I liked out, far too many stories of friends and family going very wrong after someone gets a big win (Michael Collins, the Chavy bin man that won 11 mil, his mum hounded him for more after she blew the million he gave her)
I’d keep it secret too.
Simple pleasures:
Singer 911
New iShiny
Move to Australia
Buy you lot a beer or two
Buy a big camper van
Live in s****y hotels until I found a really nice home on a surf beach
Buy a Bultaco twin shock trials bike
Might go for a curry
That's me done...
And, I didn’t buy a ticket so it isn’t me.
🤷♂️
Anonymity would be the most useful thing. Being able to just help out financially with whatever you liked would be ace fun. You could make some big changes with that sort of cash. Set some targets and start dishing it out to meaningful and worthy ideas. Full time job!
We did a one-off syndicate thing in work for it. Ten of us, 4 lines each (so a tenner). The agreement was that anything less that £5,000, the individual winner can keep, anything over that gets split 10 ways.
One guy has one a total of £21.90.
Couple of people on £2.90
Guess it's work as normal for me today then....
without being all nicey nicey, I'd love to help other people out.
There's a guy on youtube who does nice things, like one where he goes and rings and on people's doors and asks how much their rent or mortgage is.. and usually they're a bit like 'uggh is this is scam' but when they tell him how much he produces a load of notes from his pocket and pays them the amount required and says like 'next month's rent is on me' - honestly it's so heart warming and makes things a little dusty. Another one he does is he pushes in front of people at the till and then offers to pay for their shopping and the person behind them too, it's so nice. I'd love to go qround doing stuff like that every day, wouldn't that be nice. I'll see if I can find the vid.
here it is:
watch that first one will get you right in the feels.
This is why (when I play, which is rarely!) I do it online, so I can’t forget/lose the ticket or whatever
But then you get that ****ing “good news” email and for a second you allow yourself think YESSSSSSSS and then it’s £2.90 😂
Might go for a curry
Are you sure? After reading the Pizza Express thread, not sure you could stretch to that.
Not me. One of my colleagues is suspiciously late in this morning though, and he's also the first who'd be expecting a share if any of the rest of us had won, so fingers crossed
One of our painters at work won £7 million on the Lottery 5 years ago.
Him and his mate at work had always agreed that they would see each other other all right if they ever won big.
He didn't tell his mate he had won until two o'clock on the Monday afternoon while they were painting a kitchen and gave him half.
They downed tools, jumped in the van, returned to the yard and were both retired by quarter to three.
Not me, but if it were £1m anonymous donations to at least 100 charities for starters and enough for my kids, my neices & nephews to be mortgage free. As for the remaining £60m God only knows.
It’s a life ruining amount of money if you have no idea to handle it.
No it would be fun working out which charities donating the majority of it to would upset the Daily Mail the most (so much choice)
It's meeeeee!
Well, £5.70 of it anyway.
Genuinely hope the winner enjoys it and doesn't go public. As above I can't understand why people do.
A friend of mine came into a large sum of money through a business he is a director of. Nothing like this jackpot but (from what I understand although I wouldn't ever ask him outright) several million. In the months that followed his family's life has been a bit of a nightmare with some pretty invasive questions being asked and people he considered as friends behaving in some pretty horrible ways through their jealousy all because he has bought a bigger house (still only a £600k 4 bed detached so hardly a Lottery-winning mansion) and bought himself and his wife new Jaguars.
It tends to make me think I wouldn't tell anyone but immediate trustworthy family should I win that sort of money.
that's why I'd genuinely prefer to win a "small" amount of money like just 1 million. Could spank the lot pretty quickly on a house, couple of new cars, business then just tuck the rest away in savings. Must be a nightmare when friends/relatives come out of the woodwork and think you owe them!It tends to make me think I wouldn’t tell anyone but immediate trustworthy family should I win that sort of money.
I'd give 95% of it away to Charity asap. I think you'd go mad if you had that much money.
I’d start a bike shop. That should wipe most of it out in the first year...
Isn’t there a frightening number of previous lotto winners who are now bamkrupt?
Yep, and worse.
I'm not sure how you could **** up £170m, but I'm sure I'd find a way.
Coutts used to have a deal with the Lotto, big winners (I think their cut-off was £3m) used to be offered an account by default, the guys in Coutts are excellent, prudent investors and they'd easily work out a way for you to live very comfortably for the rest of your life with minimal risk and leave more than a tasty pile for your kids etc. Working Class to Ruling Class in a single generation, most winners just want to go mad though. They used to offer big winners a £5k cash payment, just in case they were in a difficult spot at that time and it kept them tided over until they could do the full ID checks and sort out bank transfers. The guys in Coutts assumed very few people would take it, but most did, even the people who were doing okay anyway. I guess some people just wanted it to believe it had actually happened.
I'm not sure most of us are hardwired for it, I don't know many people who don't want something they can't afford - doesn't matter if it's the latest Mobile phone or a an Apartment in New York, suddenly being able to buy whatever you want, I fancy most people would quickly upskill to newer and more expensive stuff and there's are frighteningly easy ways to burn through money.
They say if you can survive the first few years you'll be okay 😉 I wouldn't tell a Soul, I'd grab the wife and kids and leave, the people I love would be generously looked after, and I'd return later, when the dust settles.
I'd like to think I'd be able to do some good with that amount of money - an affordable housing trust building environmentally friendly homes on brownfield sites maybe.
Even at 50, with two kids to get through uni and help start in life, I'm not sure winning £1m would be enough.
I’d give 95% of it away to Charity asap
If it were me I would set up my own charity so I could ensure that huge amounts of my donations didn't get used badly.
Interesting report here on how much actually gets fed back in as charitable activities...
Really? Obviously you couldn't live a millionaire lifestyle, but you could pay off your mortgage which straight away massively slashes your living expenses, stick the rest away earning 7% or whatever - I'd never have to work again yet be able to live the same or better as I do now!I’m not sure winning £1m would be enough.
the trouble with this approach is that you'd either have to employ your own directors (back to square 1) or you'd have to work full time, even harder than you do now, to keep everyone on the straight and narrow! (which might be OK for some, but doesn't correlate to the stress-free existence I'd like to live if I won the lottery!)If it were me I would set up my own charity so I could ensure that huge amounts of my donations didn’t go straight to the directors of other charities.
Really? Obviously you couldn’t live a millionaire lifestyle, but you could pay off your mortgage which straight away massively slashes your living expenses, stick the rest away earning 7% or whatever – I’d never have to work again yet be able to live the same or better as I do now!
I thought I would agree with that, although as my friend's case mentioned above, he is approaching 50 (and has three children in primary / secondary education) but feels he hasn't got quite enough to retire despite owning his house outright and now having a small portfolio of 4 or 5 further houses in the village he lives in all giving him income. And, given that he is the world's most sensible person when it comes to looking after his money, I tend to believe him.
Sounds like the sort of bloke who knows the price of everything but the value of nothing 😂 Nowt more valuable than free time, especially at 50+. Joking aside, even if you put all 3 kids through uni paying their way 100% you're looking at £200k max. Not a small sum, but definitely doable from a £1m pot especially as he has no mortgage! And there would still be nothing to stop them getting jobs and/or student loans (even if you paid off the student loans yourself over 20 years from your interest income, which might make more sense than paying out the money in one hit)
Really? Obviously you couldn’t live a millionaire lifestyle, but you could pay off your mortgage which straight away massively slashes your living expenses, stick the rest away earning 7% or whatever – I’d never have to work again yet be able to live the same or better as I do now!
I think it depends what you want out of life, time or money?
If I won a million I could very happily 'make do' with a £300k house. If 7% a year is possible (I've no idea) then £49k a year, £4k a month without housing costs would put us about where we are now, but could I spend my days riding solo and watching TV when I'm not? Would I need to work to keep myself out of the pub or to buy things to keep my occupied.
I don't understand why they don't cap these stupid winning amounts. Nobody needs to win £170M and the inherent responsibility that goes with it. Would be better to have say a £10M cap so the rest of the pot could be guaranteed to go somewhere useful. But we now live in such a f****** up world where people expect to win such ridiculous amounts. Meanwhile the NHS and state schools are left underfunded. But anyway, good luck to the winner of this "little" pot and hope they spend it wisely or at least donate most of it to charity.
@zilo - I am sure he could manage with what he has but I think he is just being ultra-careful so his kids get well looked after. After all, he was brought up in a family that basically didn't have a pot to piss in - sharing a single bedroom in a two-bed house with his three brothers in a shitty part of Liverpool.
By the time you've bought a £300k house, put £100k away in a trust fund for each kid, your "down to" £700k, assuming you sell current house for £200k. That's assuming you help no one else in the close family/friends circle, and we haven't looked at replacing cars, furnishing the new house etc, a holiday, putting kids through uni.
A friend of a friend is an IFA. He reckons on a "safe and secure" 5%. So £35k a year income off that £700k.
And because we have valued our time with the kids, we've both swapped between full and part time for the last 17 years - our pension pots are rather reduced because of that.
£1m would allow an earlier retirement at 60, allow us to both be part time, but not sure I'd be confident it would see us both out for another 30-40 years.
£1m would allow an earlier retirement at 60, allow us to both be part time, but not sure I’d be confident it would see us both out for another 30-40 years.
You could buy a small holiday let or 2 in the right location they can pull in £1k a week.
Edited, the forum thinks i want to reply to another thread...
Isn't there a 100% divorce rate for big winners who have gone public (could well be the same for those who remained anon).
Another win.
for the lawyers 😀
What ticket?
No new Ferrari for me either.
I'd create a trust with £150m of it straight away. Use the money to do some good and lets be honest also create a legacy that will long outlive me. I'm not sure what the trust would actually do, medical research is pretty well covered, maybe some sort of scholarship program to help kids from less well off backgrounds into university.
and the other £20 Million well coke and hookers obviously!
No new Ferrari for me either.
Me neither. Horrible things. When I win it's straight to the Lamborghini showroom, 100% no shadow of a doubt.
Me neither. Horrible things. When I win it’s straight to the Lamborghini showroom, 100% no shadow of a doubt.
Couldn't think of anything worse than having a loud ostentatious car that's massively uncomfortable and impractical and everyone who looks at you driving along just thinks *what a monumental ****".
I mean, it'd probably be fun to rag one round a track for a bit in which case I'd just book out one of those track days exclusively for me and the friends that were interested. Although I'd rather do the equivalent with a MiG-29 on that FlyFastJets website.
everyone who looks at you driving along just thinks *what a monumental ****
I'd cope 🙂
And I would also have a much more sensible car for nipping to the shops. An RS6 Avant probably.
And I would also have a much more sensible car for nipping to the shops. An RS6 Avant probably.
you could then donate what’s left fo climate change charities.
and while I’m being a Billy Buzz-Kill, all income from investments would be heavily taxed, so you’d need to win twice as much as you think.
though, as I’m not averse to a little fantasy here and there, if I won I’d set up a trail building and maintenance charity with lots of machines that could quickly put in new trails and keep the existing ones tip-top.
Edit: and I’d employ a nutritionist/cook, physio, trainer and a child development expert.