Cheapest way to tra...
 

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[Closed] Cheapest way to transfer foreign currency to £?

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I love the depth and breadth of knowledge on STW - one day a question about multitools, the next a question about currency exchange.

Anyway, I have a few thousand New Zealand Dollars in a bank account, which I'd like to transfer into my GBP account. I'm presuming that a standard transfer between the two banks will mean I get hammered on the exchange rate, as well as paying transfer fees, so I'm looking for a better option. Revolut?


 
Posted : 09/07/2020 10:57 am
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Ive used Transferwise many times to move money between European banks and UK - nice and simple. Very low exchange rate and always lower than other options I have looked at.


 
Posted : 09/07/2020 11:00 am
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See what comes up here

https://www.fxcompared.com/money-transfer/New-Zealand-UK?aDir=0&amount=10000&ref=filter


 
Posted : 09/07/2020 11:08 am
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Interestingly, just looked up Fxcompared against Transferwise and transferwise gives same as best result (or for a larger amount of NZ$ gives a better UK£ deal).


 
Posted : 09/07/2020 11:15 am
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Yeah, it's like Direct Line aren't on comparethemarket etc.

Not everybody is on there, but it's worth a look.


 
Posted : 09/07/2020 11:36 am
 lamp
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Transferwise or Revolut (if you're an account holder) can be good as it tracks the interbank exchange rate.


 
Posted : 09/07/2020 11:54 am
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To add, with Revolut you can watch the rate change and transfer immediately, I think you have to pay extra for that in Transferwise. It is worth noting that I don't think Revolut is covered by FSCS, so you should check this.


 
Posted : 09/07/2020 12:13 pm
 hugo
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I'm transferring cash abroad (back to the UK) all the time.

Revolut is excellent, but depending on your bank the rate is probably pretty competitive anyway for transfers.

It's a far cry from going into the post office to buy some Lira.

In fact, I've just checked it out live in the moment for my situation.

Revolut:

£1=4.6235qar

My bank:

£1=4.6471qar

This is about a fiver more expensive for every grand transfered.

Bank transfers are usually pretty reasonable.


 
Posted : 09/07/2020 5:05 pm
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Thanks everyone. Went with TransferWise in the end.


 
Posted : 09/07/2020 5:43 pm

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