Changing cars and s...
 

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[Closed] Changing cars and swapping over insurance problem

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Buying new car on Monday.
Had a buyer for my car so it was going to be a simple one out one in swap over of cars with current insurers, buyer has now pulled out for my car but I'm still getting the new car on Monday so will swap it over.

How do I stand with the old car? Not had this issue before...From Monday I can keep the car off road until it sells and SORN it from end of month if needed.
Do I have to keep the old car insured until it sells even though it wont be used?
If so can I get cheap temp cover from anywhere?
Cheers


 
Posted : 06/11/2015 10:16 pm
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If it's not on a public road as far as I can remember it doesn't need to be insured.


 
Posted : 06/11/2015 10:19 pm
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(Guesses:)

I doubt it has to be insured if it's on your land but no test-driving (unless you have lots of land) and buyer would need to insure in advance of collection


 
Posted : 06/11/2015 10:19 pm
 br
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Move insurance over to new car, ask them to keep current one on cover?


 
Posted : 06/11/2015 10:20 pm
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As b r says you can normally add an extra car to your policy for up to 14days for little or no money. I did that 2 years ago when I was in a similar position


 
Posted : 06/11/2015 10:25 pm
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Ok cheers, it doesn't help that General Accident are online only and not on the end of the blower for quick answers.


 
Posted : 06/11/2015 10:31 pm
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I managed to get about a months temporary cover in a similar situation many years ago.

Worth knowing btw that most drive other cars third party clauses on insurance still require the vehicle being driven to have valid insurance in someone's name. So if you want others to be able to drive it on test drive then you need to keep a policy live on it.


 
Posted : 06/11/2015 10:52 pm
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Hastings direct will automatically cover the old car for 7 days when changing policy.


 
Posted : 06/11/2015 11:08 pm
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change vehicle to your new car, old car on temporary cover.


 
Posted : 06/11/2015 11:12 pm
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Normally your insurance will be happy to cover both for a short period. It needs to be insured for someone else to drive it on their other vehicles/third party cover, but it can be uninsured with most 'day insured'policies I think


 
Posted : 07/11/2015 6:50 am
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.


 
Posted : 07/11/2015 10:49 am
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GA wont cover both cars........


 
Posted : 07/11/2015 1:08 pm
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be careful with the tax and an uninsured car. IIRC it has to be both uninsured and SORN. It will mean losing most of a months tax (that's how they get you) but that's probably cheaper than insurance.

Only problem then is road tests to sell it so some short term insurance might be the safest option. You can always insure it and cancel within the cooling-off period for just the admin charge or look up specific short term insurance.


 
Posted : 07/11/2015 1:29 pm
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Yeah ta, need to look into options. Will check out temp cover til end of month.


 
Posted : 07/11/2015 1:57 pm
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Jesus, 2 weeks cover £120 with Tempcover, another was around the same... 😯

Any others out there?


 
Posted : 07/11/2015 2:17 pm

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