[Closed] Car insurance premium partly based on your social media use. Good thing?

Just too late by 40 seconds...

Thats worrying.

Whats next, NHS/BUPA accessing Farcebork for traits of medical history? "Oh, blazing headache today, LOL" means they score you high for Brain deseise??
"My kids have just had a spat,LOL" means you'll crash the car driving them to school?

And, say the story, they don't intend to pick photos? Horseshite... that'll be the next story in a few weeks time.

I predict a growing number of fake accounts created to save money on insurance

What if, like me, you don't use social media of any flavour. . Will the premium be adjusted because you are a luddite?

Or will STW posts be counted?

It's voluntary- drivers can use it in the hope that the passive language of their postings will lead to premium reductions 🙂 .

What jambalaya said.

[i]What if, like me, you don't use social media of any flavour. . Will the premium be adjusted because you are a luddite?[/i]

No friends to talk to on social media = no social life = low risk.

I expect 😉

Can I send them links to the speeding threads on here?

The fact that Admiral say they dont know what it will reveal, suggests they are either lying or they'll be bumping up the premiums regardless, using this as an excuse.

FB block Admiral's applications access to FB data.

they'll just screen scrape in html next, I assume 🙂

[url= http://metro.co.uk/2016/11/02/car-insurer-wants-to-spy-on-peoples-facebook-profiles-before-giving-quotes-6229058/ ]http://metro.co.uk/2016/11/02/car-insurer-wants-to-spy-on-peoples-facebook-profiles-before-giving-quotes-6229058/[/url]

bigyinn - Member

The fact that Admiral say they dont know what it will reveal, suggests they are either lying or they'll be bumping up the premiums regardless, using this as an excuse.

Or it's just a PR stunt.

Are they going to ask you for your FB log-in before they quote, or just search for you by name and hope they get the right person?

[i]Are they going to ask you for your FB log-in before they quote, or just search for you by name and hope they get the right person?[/i]

Sounds like it was via an app which means you would need to link the Admiral App and your FB account on the device?

I suspect it'll come down to:

"Like and share for 5% off your premium!"

Rather than anything use to calculate your premium.

Done right there will be a bunch of correlation between the time & location of posts and accident stats, how you work it out would be interesting and to do it you need access to the data. Analysis is getting cheaper so we can try these things

Maybe they could check social media for people posting while driving?

Would be a better indication who's a reckless twunt than anything you write in your status.

Of course:

lolz just knocked over a cyclist, well he doesn't pay road tax

Is a pretty clear signal too

Facebook have blocked it because they are p1ssed off, not cos they care about privacy but because Admiral aren't buying the data analytics from them

Sounds like a bloody April Fools joke: "[i]..looking for habits that research shows are linked to these traits. These include writing in short concrete sentences, using lists, and arranging to meet friends at a set time and place, rather than just “tonight”[/i]"
What research? "Excuse me you've just run that old lady over, can I look at your Facebook page?"
I call bullshit on how someone posts on Facebook being in any way related to how they drive.

thought it sounded a bit dubious until I saw that they were planning to charge higher tariffs to people who overuse exclamation marks.

sounds fair, carry on.