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OK, so someone drove into me at traffic lights. The third party insurance company have accepted liability. It looks like they may write my car off.
I have about 6 months left of my insurance (paid up front). When I get a new car, will my insurance just continue on the new car, maybe with some adjustment if I change models, engines and so on? Or do they just refund the balance.
Yeah just adjust to the new car with some finance difference too.
It's normal* when changing cars to just swap the insurance from the old car to the new. You're changing cars.
*when I recently changed mine I wanted to insure both for a few days whilst I sold the old one on ebay - it was cheaper to take out a new policy and let the old one run out than get extra short term insurance.
[i]I have about 6 months left of my insurance (paid up front). When I get a new car, will my insurance just continue on the new car, maybe with some adjustment if I change models, engines and so on? Or do they just refund the balance. [/i]
It use to be the case that you lost any premium left on a write-off, but I can't remember whether that was just if it was an own-loss claim. Call them.
Insurance will go up,even if it wasnt your fault,because you made a claim, as they call it, computer says claim .