Car Insurance cooli...
 

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[Closed] Car Insurance cooling off period

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 D0NK
Posts: 592
Full Member
Topic starter
 

I know you get 14 days if I cancel after 10 days or so what's the chance of getting 100% of the money back?

admin fees, 10days of insured driving etc...?


 
Posted : 19/04/2011 9:58 am
Posts: 17
Free Member
 

I'm no expert but probably sod all, bearing in mind you can buy the policy before it comes into effect (I just bought one a month in advance) then I could probably cancel that with no loss, but once you ahve started benefiting from the protection it would be somewhat wrong to try to get it all back.


 
Posted : 19/04/2011 10:10 am
 D0NK
Posts: 592
Full Member
Topic starter
 

purchased last night, started today but I have an issue with it. Basically I'm paying too much, they say give us some time and we'll sort you out with a refund but no one will say how much. I, reckon they will drag their feet and then offer me a paltry refund once cooling period is over.
So dunno whether to cancel now or give them 10days ish to come up with a figure if not cancel then and start again.


 
Posted : 19/04/2011 10:20 am
Posts: 0
Free Member
 

Cancel and ask them to rerun the quote with the discount? If it's not enough walk away!


 
Posted : 19/04/2011 12:36 pm
 D0NK
Posts: 592
Full Member
Topic starter
 

Cancel and ask them to rerun the quote with the discount? If it's not enough walk away!
That was my first thought hence the question, I reckon even 1 day in they'd knock cash off my refund.


 
Posted : 19/04/2011 1:00 pm
Posts: 17
Free Member
 

They usually quote their refund policies when you buy, it's something like 50% within the first 6 months, decreasing thereafter.


 
Posted : 19/04/2011 1:40 pm
 D0NK
Posts: 592
Full Member
Topic starter
 

Their refund % table starts from 15 days so I presume it'd be 100% but there is [i]possibly[/i] a £50 admin charge. I'm guessing possibly=definitley
also the fact it takes upto 14days to reach your account kind of puts me off cancel/renegotiate.


 
Posted : 19/04/2011 1:53 pm
Posts: 39449
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You had your chance to check prices before 😉


 
Posted : 19/04/2011 1:59 pm
 D0NK
Posts: 592
Full Member
Topic starter
 

yes I did I also had the opportunity to cancel before the policy started....oh no...actually I didn't, you can sign up out of office hours but you can't cancel out of office hours.
ho hum


 
Posted : 19/04/2011 2:02 pm
Posts: 1617
Free Member
 

call em and say you have found cheaper and wish to cancel. They will normally match it rather than lose the business.


 
Posted : 19/04/2011 2:03 pm

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