car insurance
 

  You don't need to be an 'investor' to invest in Singletrack: 6 days left: 95% of target - Find out more

[Closed] car insurance

5 Posts
4 Users
0 Reactions
60 Views
Posts: 0
Free Member
Topic starter
 

are you able to have 2 policy's running on 1 car at a time? i need to borrow a car this weekend and have been told you cant have 2 policys running at the same time, even a short term policy. i cant be added as a temp drivers to original policy because of my age ( cant quite believe it at 29 )but i am looking to add it as a temp additional veichle to my policy. are there any other ways round it?


 
Posted : 20/08/2012 6:41 pm
Posts: 8
Free Member
 

do you have fully comp insurance on your own car?
if so, you may be allowed to drive any other vehicle under your own policy provided that

- the other vehicle has insurance of its own
- you have permission of the car owner

Its quite a common feature of fully comp insurance although I've read that companies are now quietly removing it as a feature ( its something that I check each time I renew )


 
Posted : 20/08/2012 6:50 pm
Posts: 0
Free Member
Topic starter
 

think mine is 1 of them that it has been quietly removed, which is frustrating!


 
Posted : 20/08/2012 6:53 pm
 poly
Posts: 8699
Free Member
 

Why would you not be able to have 2 policies running at the same time (that is effectively what the 'fully comp 3rd party' cover provides - the 'owner' has a policy covering him and you have policy covering you)?

You can get insurance specifically for the type of situation you want to cover. Google for Day Insurance.


 
Posted : 20/08/2012 7:04 pm
Posts: 0
Free Member
 

Where I work we provide 7 day free cover for new cars and you can have that policy running at the same car as your normal insurance because its only a temporary cover.

Therefore, I would assume the same applies for any other type of temporary cover but it is probably best to just check with your insurer to be on the safe side.


 
Posted : 20/08/2012 7:05 pm
Posts: 0
Free Member
Topic starter
 

it was a day cover/ temporary insurance firm that said you cant have 2 policys at the same time, i was a bit suprised. will call round a few more tommorrow and see what the verdict is


 
Posted : 20/08/2012 8:01 pm

6 DAYS LEFT
We are currently at 95% of our target!