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I have a pretty decent life insurance policy as part of my package from work
What I've neglected to do is enrol in the critical illness cover too - which would require a pre tax deduction from my salary. I have to wait until the enrolment window which opens up next year.
I'm now paranoid about paying the mortgage if I were to get something nasty in the meantime - a search of the usual online comparison sites suggest I have to pay out for life insurance as well. Does anyone have a policy which only covers critical illness?
yes you can. Also don't rely on your life cover through work as you won't always work for that company and they may make you redundant or you might hate it and leave, take out life ins then and it will be more expensive.