Anyone work in mort...
 

Anyone work in mortgages and deals with foreign income?

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Trying to get a mortgage/remortgage/additional borrowing to fund some house renovations. My current bank was fully onboard until they found out that I work overseas and have decided that I'm not UK resident and so am ineligible for any lending. Slightly confused by this as I am very definitely UK resident by any test there is, and still fill out self-assessment forms for HMRC and pay tax to HMRC.

I tried a local mortgage broker type place with similar results - all onboard until about 3 weeks in when the guy I was speaking to suddenly went on an unannounced and long-term sabbatical and everyone in that office says I'm his client and I have to wait until he's back at work.

All very strange.

So can anyone recommend someone/somewhere that might be able to help me out?

 
Posted : 23/03/2024 6:28 am
Posts: 14611
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Are you self employed/contractor?

Not a reccomemdaton, but you can find some advice here, there's some articles at the bottom of the page...

https://www.contractoruk.com/money/contractor-mortgages.html

 
Posted : 23/03/2024 12:51 pm