Travel insurance th...
 

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[Closed] Travel insurance that covers taking bikes on a plane?

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We're taking our bikes to the Alps in August. Can anyone recommend a travel insurance that would cover loss of bike by the airline? Our home insurance doesn't cover bikes outside the home, and the travel insurance that I usually take out that includes mountain biking only pays out up to £250 per item.


 
Posted : 16/05/2016 8:48 pm
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This will be an interesting one.


 
Posted : 16/05/2016 8:52 pm
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I need to sort this aswell


 
Posted : 16/05/2016 8:54 pm
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In all my searching none really do. Swapping home insurance is a better plan as you will be covered better in general.


 
Posted : 17/05/2016 2:53 am
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Just taken out house and contents insurance with [url= https://pedalcover.co.uk/ ]https://pedalcover.co.uk/[/url] and was really impressed. Bikes covered, anywhere in the world, new for old, for significantly cheaper than John Lewis last year. Worth a call. And if you take it out please say that I recommended it 🙂


 
Posted : 17/05/2016 5:39 am
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Thanks Tom Nash- I will swap my home insurance when it comes to renewal. For now I might see if I can bump up the policy just for the trip.
Interestingly, when we bought our house 2 years ago and needed contents & buildings insurance, Legal and General refused to insure us because we have bikes. I double-checked whether they meant that they wouldn't insure the bikes, but no, they meant they wouldn't insure us full-stop!
With home insurance policies, don't they require bikes away from home to be secured with a ten-ton D-lock (ie, impractical if you're riding a carbon road bike or out mountain biking)?


 
Posted : 17/05/2016 6:51 am
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With home insurance policies, don't they require bikes away from home to be secured with a ten-ton D-lock (ie, impractical if you're riding a carbon road bike or out mountain biking)?

There is no rule, always read your own policy T&C... if in doubt ask for clarification from your insurer.

Mine have been sensible stores, not left unlocked out of sight, locked within a vehicle. Locks have been specified but nothing stupid. It's covered at a cafe stop so long as your with it - ie in sight. Normal rules of common sense applies but also if they nicked the lock with the bike....


 
Posted : 17/05/2016 6:55 am
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pedalcover only require that your bike is locked to a fixed point in your car or outside of car with a cable lock - nothing specific about what type of lock


 
Posted : 17/05/2016 7:08 am
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zinger - Member
pedalcover only require that your bike is locked to a fixed point in your car or outside of car with a cable lock - nothing specific about what type of lock

Zinger is spot on; I asked very specifically that question. Common sense says make it robust, plus I have my bikes tagged and registered on Immobilise.com as proof that I own them. Won't help stopping theft but increases the chance of insurance not being able to wiggle out!


 
Posted : 17/05/2016 7:21 am
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Ah- thanks very much. Looks like pedalcover are pretty good then


 
Posted : 17/05/2016 8:10 am
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declare excess value baggage at the airport?


 
Posted : 17/05/2016 8:14 am

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