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My 'free' travel insurance via my bank want extra £50 to cover a trip to Spain as its hazardous. Anything out there can give cover for less?
Active card is good - but won't be less.
dogtag - again, not cheap!
BMC.. British Mountaineering Council.
You have to be a member, and check which policy it is that covers it, but it's cheaper for the first years membership anyway. I've claimed off them before for landing on a camera in my backpack, and they covered it and my helmet.
Insure & go, ring them tell them what you want, most things are covered as standard.
HB insurance - perfect - £22 for the week and mountain biking covered as standard. cheers