RBS Home Insurance ...
 

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[Closed] RBS Home Insurance changes - advice on alternatives please!

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Posts: 406
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This may be useful to those who are renewing a policy soon - beware...

OK, so RBS had a nice part to the policy where any item up to £2000 was treated as an individual item in a claim, hence bikes up to this value in the house were covered.

According to the renewal I just got through with some policy 'updates', my premium has doubled for no reason (er thanks for that) and now bikes have a £500 claim limit. Ok...

Sod that. Alternative policies/companies for bikes in a flat please?!


 
Posted : 10/03/2014 11:30 am
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Try Swinton. My home policy with them has similar cover to your original RBS policy.


 
Posted : 10/03/2014 11:14 pm
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AA came good for us this year


 
Posted : 10/03/2014 11:19 pm
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Cheers guys - will check them out.


 
Posted : 11/03/2014 9:42 am
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Second AA insurance, from memory (without checking paperwork) bikes come under normal items and aren't specified and can include them in contents away from the home.


 
Posted : 11/03/2014 9:53 am
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I just renewed my house and contents insurance yesterday. My two bikes are covered at home and away (up to £1500 worth each), £50,000 contents cover etc etc and its was £145 for the year. That was with Quote Me Happy.com underwritten by Aviva. I did it all via Confused.com


 
Posted : 11/03/2014 9:59 am
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AA came good for us this year

isn't there an outbuildings limit of £3k


 
Posted : 11/03/2014 10:05 am
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Yes, but if you add bikes above their limit they're additional to that.

Direct Line Select always seem to come out favourably.


 
Posted : 11/03/2014 10:11 am
Posts: 406
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Topic starter
 

Rockhopper - that sounds like a winner - will have a peek at that and AA too.

Cheers folks!


 
Posted : 11/03/2014 10:15 am
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AA here too - call them and they will explain it in clear english for you 😉


 
Posted : 11/03/2014 10:17 am

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