M&S Insurance.
 

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[Closed] M&S Insurance.

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 Doug
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Is it still any good or have they changed the terms?


 
Posted : 31/05/2011 11:15 am
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Changed terms, especially when you do claim for the 4k. my renewal they will only payout 1k for each bike. Bit silly them letting me have a 3k bike then. dur!


 
Posted : 31/05/2011 3:27 pm
 Doug
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Cheers Janesy


 
Posted : 01/06/2011 12:30 am
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But have they actually changed the standard terms? I've just had a quick look at the website and the summary still states items including bikes up to £4k.

I get the impression Janesy has made a big claim so they have placed a condition on his renewal. Thats fair enough in my eyes, I'd rather those that are higher risk take the hit than M&S imposing additional conditions for everyone else. If I had a single bike stolen I wouldn't necessarily claim for it as I'm not sure it would be worth in with the higher premiums/difficulty moving insurers/increased perceived risk. If someone cleared out all my bikes then obviously I would claim.


 
Posted : 01/06/2011 5:48 am
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Just insured with them.

The wife phoned to check and they said bikes up to £4000 were insured.

I have done a breakdown on costs for each bike and photos too. I will be getting my LBS to scan and sign them.

If you built it yourself then add it up, it scary..

http://www.singletraction.co.uk/?fn_mode=fullnews&fn_id=101


 
Posted : 01/06/2011 5:52 am
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numpty question

Is this dedicated bike insurance or house insurance that covers bikes too?
Are the bikes covered for use abroad?


 
Posted : 01/06/2011 6:11 am
 Drac
Posts: 50352
 

It's the home contents insurance and yes they're covered abroad and not heard about a change in policy.


 
Posted : 01/06/2011 6:26 am
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Covered abroad and on planes etc if you take the (essential) away from home cover.


 
Posted : 01/06/2011 5:04 pm
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hmm - didn't know about the limits imposed at renewal - has anyone else found this?


 
Posted : 01/06/2011 5:09 pm

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