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i insure the bus with Lv - called them up to add a couple of work mates so we can share the driving to les arc. £11.70. i call that one a win. LV appear to be unbelievably good to deal with.
also, i got the recovery and medical insurance with the chunnel ticket and it was an extra 85 quid for 4 people, including repatriation of the bus in case it expires, and the medical insurance covered mtbing, i actually rang them up and asked specifically.
last time i went i paid about 85 quid for rac, and my wife and i got dogtag (i dont remember exactly but i think it was iro 100 for the pair of us.)
so i think thats a bargain - unless anyone has experience of them not paying up