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I'm required to have 3rd party insurance for a ride I'm doing shortly.
I've never had cover before. Can you recommend a provider or would I be better joining the likes of British Cycling and getting it as part of the membership?
Ta.
You may already have it as part of your household insurance. If not then I suspect membership of one of the cycling organisations is the easy and cheap way
Nickjb has answered the thread.
If you have household insurance (contents or buildings) you more than likely have an extension that will cover you as much as you need. If you want to make it easy by having a card to show British Cycling or Cycling UK will do the job and you'll get some discounts on stuff for the year too. When I was commuting daily I had BC membership because in the event of me hitting a car it would have been less messy than going through house insurance
+1 most house insurance has this.
What ride are you doing and have they specified the extent of third party cover required?
But otherwise, what they said up there
@MoreCashThanDash it's this one.
https://www.transalbarace.com/
Insurance
It is a requirement of your ride that you have insurance. Please check with your insurance provider
that they cover an event such as this. Insurance is a very personal thing, therefore we will not
make recommendations on who to use and why. Insurance is there for you and your family.
Recommended third party travel Insurance that protects against emergency evacuation and
repatriation of remains is strongly recommended. Furthermore, you’ll want to specify to the insurer
that this needs to explicitly cover an event of this type.
If you find a suitable insurer, you can cover nearly every need related to this ride, from your
equipment to entry fees, but most importantly your own life and limb in case of emergency.
You must provide evidence of your insurance before you will be allowed to ride. We need to see
evidence of Personal Accident Insurance and 3rd Party Liability, which you can send to us via
email before the race or show us in person on registration day.
Please do not print your full policy. Save a copy of your policy to your phone or a simple
screenshot of the Schedule of Insurance page / Statement of Fact page
I don't require the repatriation as a Scot.🙂