Gralloch Liability Insurance

Following - we've just spotted the line about mandatory insurance. It was easy missed amongst the hundreds of emails they've sent since signing up.

Here's the BC stuff. There is a line about a one on one exclusion in any race/competition.

https://membership.britishcycling.org.uk/legal-and-insurance/third-party-liability-insurance

Only for member and premium levels at BC

You need to check the specifics of the Gralloch liability requirement.

I'm doing it too but haven't seen anything - what evidence do you need to provide, and to who?

This was in an email from them a few weeks back:

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“The Gralloch is no simple undertaking and as such, you'll need the right insurance for you, your bike and your fellow riders.

You must have insurance to ride

All Gralloch riders, regardless of your gravel experience will need third party liability to participate.

This means you and the riders around you are covered in the event of a crash. "

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I'm unfortunately none the wiser as to whether this relates only to the Big event on Saturday or the Sunday one too. It does a lot like an enforced advert for their partner's insurance products...

I'm surprised you don't already have a membership which has insurance already TBH. It's essential these days when riding, even for third party. Wing mirrors aren't cheap.

I was knocked off by a hit and run driver some years back, but as I went down, I clipped another cyclist. Roll on a few months and other cyclist sues me as I remained at the scene. It happens.

Only two weekends ago, at an event near me, an old lady was killed by a cyclist overtaking another rider - we don't know the details, but looks like one rider slowed to allow someone to cross the road, but the other rider didn't see the pedestrian and hit them. I wouldn't want to be that rider without insurance.

The question isn't so much 'do we need insurance' - cos Gralloch say we do (their event/their rules, fine. Whatever).

It's whether what BC / CUK provide is sufficient enough. Cos nobody seems to be able to find a clear and definitive answer.

No simple undertaking?, yeah right…..it’s a bike ride (the shorter one) on forest roads that my 70yr old mum has done a few times on her specialized turbo Vado SL, and the longer one?……as I live in the are we were doing 30 years ago on our mtb’s.

I'm not sure you'd be selected for the marketing team for this event @somafunk...;-)

End of the day, it isn't a social ride with you and your mates, so as it is an event they probably need to.make.sure they are covering themselves in case something happens to someone who isn't insured.

Sadly, this is where things are at these days...however, I suspect I won't be saying that if I'm ever needing it to help me.

Posted by: DickBarton

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I'm not sure you'd be selected for the marketing team for this event @somafunk...;-)

End of the day, it isn't a social ride with you and your mates, so as it is an event they probably need to.make.sure they are covering themselves in case something happens to someone who isn't insured.

Sadly, this is where things are at these days...however, I suspect I won't be saying that if I'm ever needing it to help me.

I’m fully on board with the idea of personal insurance for the event as that’s obviously a sensible thing but the description is rather amusing.

I think my mum and her mate are cycling round Carrick into Gatehouse on sat (from home here in kirkcudbright) to check it out and take in the buzz of the event and have a half pint refresher 

Am I mixing it up with something else or is one of the Gralloch events a qualifier for the Gravel World Champs and therefore an actual race, which might need specific liability cover if races are excluded from bog standard cover?

Reply from the organisers - the insurance stipulation only applies to the main race on Saturday.

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Your home insurance might cover you.