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Hello,
just a question about insurance.
My bike was never bought from new as a whole bike (built using parts) and im not sure i have reciept for each component.
what implications would this have on making a claim? they ask for a recipt of the bike - but what if you dont have one single reciept for the bike when it was new?
Would you just have to submit lots of reciepts for wheel / frame / fork etc?
Anybody got any experience of this?
Thanks
Ask your insurers. they're the only ones who can tell you what they require.
I provided the few receipts I had (Merlin and CRC etc allow you to print off old purchase details).
Then photos used as proof for the rest.
I asked an insurer I was obtaining a quote from as I am in a similar situation.
2 bikes built from scratch, 3 bought complete but upgraded. I have receipts for barely anything as my local bike shop don't bother as im a regular and any problems are just sorted.
The insurance company told me that I just need to obtain written quotations from a bike shop.
I cant remember who the insurer was as I was only making some initial enquires before looking properly in the next week or two.
Edit: They also said photos and the frame numbers would help.
just rang, they said to get a valuation from a LBS, and get plenty of pictures. then you should be covered.
question answered, remove thread!