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Just called LloydsTsb insurers AXA, they've changed the cover and dh mtb is no longer covered or an option. Sneaky as they didn't send out a change of cover notice..
so who to use?
Snowcard.
BMC have a good reputation and offer fair quotes
+1 BMC
Does the activity of "cycling (but not in a race)" not mean they cover you then?
+1 dogtag
WTF! I rang them a few weeks ago enquiring about MTB'ing in alps and they told me it was covered. I will ring them! thanks for the heads up - how can they change it just like that, I could have been out there now.
+2 dogtag
Just rang them and they had it on record, me ringing them the other week and asking about MTB insurance. For this reason they are honouring my MTB cover - but yes LloydsTSB gold/plat/prem insurance no longer covers MTB'ing. Lucky I phoned a while back then!
They should be sending out a letter to customers regarding this. It was a very recent change
Thanks for the heads up jsm 🙂